# Sprinque: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 3 judge labels across 1 category by 3 of 14 models. Page: https://www.gane.ai/index/finance/vendors/sprinque

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [B2B BNPL and net terms](https://www.gane.ai/index/finance/receivables/b2b-bnpl-and-net-terms/index.md) | 0% | 75 | 100% | 3 |

## And against it

- "Its founders said they decided to cease operations in summer 2024. It is not an operating provider for a new program." (GPT-6 Luna, B2B BNPL and terms)
- "Shut down in summer 2024. | Similar to Hokodo—embedded lending at scale didn't produce sustainable returns." (DeepSeek V4 Flash, B2B BNPL and terms)
- "Sprinque ⚠️ SHUT DOWN (May 2025)" (Kimi K2, B2B BNPL and terms)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 1 | 1 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 1 | 1 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 1 | 1 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named Sprinque, from 7 of the 8 answers that named it (only the models that return a source list).

### Domains cited

- linkedin.com: 7
- allianz-trade.com: 5
- adlittle.com: 4
- blackline.com: 4
- embeddedfinancereview.com: 4
- finextra.com: 4
- scribd.com: 4
- creditkey.com: 3
- finder.com: 3
- getbalance.com: 3

### Pages cited

- https://blackline.com/blog/the-bnpl-collapse: 4
- https://finextra.com/newsarticle/47578/b2b-buy-now-pay-later-app-hokodo-shuts-down: 4
- https://scribd.com/document/1014218280/B2B-Buy-Now-Pay-Later-A-Trillion-Dollar-Opportunity-1761713880: 4
- https://adlittle.com/en/insights/viewpoints/b2b-buy-now-pay-later-huge-emerging-opportunity: 3
- https://allianz-trade.com/en_global/news-insights/business-tips-and-trade-advice/what-is-b2b-bnpl.html: 3
- https://embeddedfinancereview.com/last-apri: 3
- https://finder.com/business-loans/best-b2b-bnpl-apps: 3
- https://greylock.com/blog/bnpl-for-businesses: 3

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.