# SAP Concur alternatives: what AI models name instead, November 2026 Gane Index, November 2026 Edition. 815 of the 1,008 answers in the 4 categories where SAP Concur holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://www.gane.ai/index/finance/vendors/sap-concur/alternatives ## Named instead, most often (every category and segment added) - Ramp: 128 - Zoho Expense: 60 - BILL Accounts Payable: 49 - Navan: 47 - Coupa: 46 - BILL Spend & Expense: 43 ## Expense management **Small business**: 83 of 84 answers did not name SAP Concur (SAP Concur is #10 of 10 at 0%). - Zoho Expense: first choice in 34 of those 83 - Ramp: first choice in 14 of those 83 - Expensify: first choice in 11 of those 83 - BILL Spend & Expense: first choice in 9 of those 83 - QuickBooks Online Expenses: first choice in 2 of those 83 - Brex: first choice in 1 of those 83 - Pleo: first choice in 1 of those 83 - Rippling Spend: first choice in 1 of those 83 **Mid-market**: 70 of 84 answers did not name SAP Concur (SAP Concur is #9 of 12 at 2%). - Zoho Expense: first choice in 15 of those 70 - Ramp: first choice in 13 of those 70 - Expensify: first choice in 6 of those 70 - BILL Spend & Expense: first choice in 4 of those 70 - Rippling Spend: first choice in 3 of those 70 - Brex: first choice in 2 of those 70 - Navan: first choice in 2 of those 70 - Wave: first choice in 2 of those 70 **Enterprise**: 30 of 84 answers did not name SAP Concur (SAP Concur is #1 of 12 at 63%). - Ramp: first choice in 2 of those 30 - Emburse: first choice in 1 of those 30 - ExpensePoint: first choice in 1 of those 30 - Expensify: first choice in 1 of those 30 - Navan: first choice in 1 of those 30 ## Corporate travel management **Small business**: 82 of 84 answers did not name SAP Concur (SAP Concur is #10 of 10 at 0%). - TravelPerk: first choice in 27 of those 82 - Navan: first choice in 21 of those 82 - Booking.com for Business: first choice in 19 of those 82 - Ramp: first choice in 3 of those 82 - Brex: first choice in 2 of those 82 - Expedia for Business: first choice in 1 of those 82 - ITILITE: first choice in 1 of those 82 - Navan formerly TripActions: first choice in 1 of those 82 **Mid-market**: 64 of 84 answers did not name SAP Concur (SAP Concur is #12 of 12 at 0%). - Navan: first choice in 21 of those 64 - TravelPerk: first choice in 11 of those 64 - Booking.com for Business: first choice in 8 of those 64 - Engine: first choice in 2 of those 64 - Navan, formerly TripActions: first choice in 2 of those 64 - American Express Global Business Travel: first choice in 1 of those 64 - Amex GBT Egencia: first choice in 1 of those 64 - GetGoing Travel: first choice in 1 of those 64 **Enterprise**: 31 of 84 answers did not name SAP Concur (SAP Concur is #1 of 9 at 48%). - Navan: first choice in 2 of those 31 - Corporate Traveler: first choice in 1 of those 31 - Engine: first choice in 1 of those 31 - ITILITE: first choice in 1 of those 31 ## Spend management platforms **Small business**: 83 of 84 answers did not name SAP Concur (SAP Concur is #14 of 14 at 0%). - Ramp: first choice in 45 of those 83 - BILL Spend & Expense: first choice in 22 of those 83 - Zoho Expense: first choice in 8 of those 83 - Brex: first choice in 3 of those 83 - Airwallex: first choice in 1 of those 83 - Pleo: first choice in 1 of those 83 - Precoro: first choice in 1 of those 83 - Rippling Spend: first choice in 1 of those 83 **Mid-market**: 74 of 84 answers did not name SAP Concur (SAP Concur is #14 of 14 at 0%). - Ramp: first choice in 25 of those 74 - BILL Spend & Expense: first choice in 8 of those 74 - Airbase: first choice in 4 of those 74 - Brex: first choice in 3 of those 74 - Procurify: first choice in 3 of those 74 - Zoho Expense: first choice in 3 of those 74 - Coupa: first choice in 2 of those 74 - Expensify: first choice in 2 of those 74 **Enterprise**: 61 of 84 answers did not name SAP Concur (SAP Concur is #3 of 18 at 8%). - Coupa: first choice in 25 of those 61 - SAP Ariba: first choice in 6 of those 61 - Ivalua: first choice in 3 of those 61 - Ramp: first choice in 2 of those 61 - Amex Corporate™: first choice in 1 of those 61 - Expensify: first choice in 1 of those 61 - Oracle Fusion Cloud Procurement: first choice in 1 of those 61 - Zip: first choice in 1 of those 61 ## Accounts payable automation **Small business**: 84 of 84 answers did not name SAP Concur. - BILL Accounts Payable: first choice in 35 of those 84 - Melio: first choice in 16 of those 84 - Ramp: first choice in 13 of those 84 - QuickBooks: first choice in 5 of those 84 - Divvy: first choice in 1 of those 84 - Melio Go: first choice in 1 of those 84 - Tipalti: first choice in 1 of those 84 - Upflow: first choice in 1 of those 84 **Mid-market**: 81 of 84 answers did not name SAP Concur (SAP Concur is #14 of 14 at 0%). - BILL Accounts Payable: first choice in 14 of those 81 - Stampli: first choice in 13 of those 81 - Ramp: first choice in 11 of those 81 - AvidXchange: first choice in 3 of those 81 - Tipalti: first choice in 3 of those 81 - Melio: first choice in 2 of those 81 - Rillion: first choice in 2 of those 81 - Dext Prepare: first choice in 1 of those 81 **Enterprise**: 72 of 84 answers did not name SAP Concur (SAP Concur is #9 of 11 at 0%). - Coupa: first choice in 19 of those 72 - Tipalti: first choice in 13 of those 72 - Basware: first choice in 11 of those 72 - Medius: first choice in 6 of those 72 - HighRadius: first choice in 5 of those 72 - SAP: first choice in 2 of those 72 - Yooz: first choice in 2 of those 72 - Automation Anywhere: first choice in 1 of those 72 Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.