# Ratiotech: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 1 judge label across 1 category by 1 of 14 models. Page: https://www.gane.ai/index/finance/vendors/ratiotech

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [B2B BNPL and net terms](https://www.gane.ai/index/finance/receivables/b2b-bnpl-and-net-terms/index.md) | 0% | 55 | 0% | 1 |

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 1 | 0 | 1 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named Ratiotech, from 2 of the 2 answers that named it (only the models that return a source list).

### Domains cited

- kriya.co: 2
- kurums.com: 2
- marqeta.com: 2
- mondu.ai: 2
- ratiotech.com: 2 (its own site)

### Pages cited

- https://kriya.co/knowledge-centre/choosing-a-b2b-buy-now-pay-later-provider: 2
- https://kurums.com/is-b2b-buy-now-pay-later-becoming-the-default-way-businesses-pay-suppliers-in-2026: 2
- https://marqeta.com/blog/buy-now-pay-later-for-businesses: 2
- https://mondu.ai/blog/best-b2b-bnpl-providers-europe: 2
- https://ratiotech.com/blog/choosing-b2b-bnpl-provider: 2

## In its own words

What Ratiotech's own pages state, read 2026-10-06. Stated by the vendor, not checked by the index.

- Positioning: The Closing Motion Platform for B2B tech. One flow from proposals to BNPL payment, through renewals and collections — so buyers pay over time, and you get cash upfront. (https://ratiotech.com/)
- For: B2B technology scale-ups (https://ratiotech.com/)
- Price stated: Ratio charges a small finance fee on each deal. The fee varies based on contract length, deal size, and risk profile. (https://www.ratiotech.com/platform)
- Integrations claimed: 19 (https://www.ratiotech.com/platform)
- Certifications: SOC 2
- Customers named: Sorting Robotics, Bigtincan, DearDoc, Brainshark, Taxwell, Motive

## What it publishes

Every page ratiotech.com exposes, read 2026-10-05: 275 addresses. By kind, pages and the last 90 days:

- blog: 116 pages, 91 in the last 90 days, latest 2026-10-02
- case study: 3 pages, 0 in the last 90 days, latest 2024-11-25
- report or ebook: 1 pages, 1 in the last 90 days, latest 2026-08-14
- comparison: 12 pages, 8 in the last 90 days, latest 2026-08-14
- template or tool: 1 pages, 0 in the last 90 days, latest undated
- glossary or explainer: 101 pages, 67 in the last 90 days, latest 2026-08-07
- news or press: 1 pages, 0 in the last 90 days, latest undated
- Recent: 2026-10-02 blog: State of the closing motion 2026 https://www.ratiotech.com/blog/state-of-the-closing-motion-2026
- Recent: 2026-09-24 blog: Sales finance alignment https://www.ratiotech.com/blog/sales-finance-alignment
- Recent: 2026-09-17 blog: Hardware as a service financing https://www.ratiotech.com/blog/hardware-as-a-service-financing
- Recent: 2026-09-12 blog: B2b sales acceleration without discounting https://www.ratiotech.com/blog/b2b-sales-acceleration-without-discounting
- Recent: 2026-09-03 blog: Ratio secures 411m transforming b2b saas payments https://www.ratiotech.com/blog/ratio-secures-411m-transforming-b2b-saas-payments
- Recent: 2026-08-14 blog: 5 ways to lower saas customer acquisition cost for your saas https://www.ratiotech.com/blog/5-ways-to-lower-saas-customer-acquisition-cost-for-your-saas

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.