# Ramp alternatives: what AI models name instead, November 2026 Gane Index, November 2026 Edition. 1,321 of the 2,016 answers in the 8 categories where Ramp holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://www.gane.ai/index/finance/vendors/ramp/alternatives ## Named instead, most often (every category and segment added) - Coupa: 80 - Navan: 56 - Precoro: 54 - SAP Concur: 49 - Tipalti: 41 - BILL: 35 ## Corporate cards **Small business**: 24 of 84 answers did not name Ramp (Ramp is #1 of 6 at 65%). - American Express Blue Business Cash: first choice in 1 of those 24 - BILL Spend & Expense: first choice in 1 of those 24 - Capital One Spark Cash Plus: first choice in 1 of those 24 **Mid-market**: 30 of 84 answers did not name Ramp (Ramp is #1 of 7 at 67%). - Chase Ink Business Preferred® Credit Card: first choice in 1 of those 30 - Ramp's Corporate Card: first choice in 1 of those 30 **Enterprise**: 35 of 84 answers did not name Ramp (Ramp is #1 of 12 at 52%). - American Express Corporate Cashback Card: first choice in 2 of those 35 - Brex: first choice in 2 of those 35 - American Express Corporate Card: first choice in 1 of those 35 - American Express Corporate™: first choice in 1 of those 35 - Associated Bank: first choice in 1 of those 35 - Citi Commercial Cards: first choice in 1 of those 35 - J.P. Morgan Commercial Cards: first choice in 1 of those 35 - KeyBank: first choice in 1 of those 35 ## Spend management platforms **Small business**: 21 of 84 answers did not name Ramp (Ramp is #1 of 14 at 55%). - BILL Spend & Expense: first choice in 3 of those 21 - Spendesk: first choice in 1 of those 21 - Zoho Expense: first choice in 1 of those 21 **Mid-market**: 33 of 84 answers did not name Ramp (Ramp is #1 of 14 at 45%). - BILL Spend & Expense: first choice in 4 of those 33 - Airbase: first choice in 1 of those 33 - Precoro: first choice in 1 of those 33 - ProcureDesk: first choice in 1 of those 33 - Procurify: first choice in 1 of those 33 - Rippling Spend: first choice in 1 of those 33 - SAP Ariba: first choice in 1 of those 33 - Spendesk: first choice in 1 of those 33 **Enterprise**: 56 of 84 answers did not name Ramp (Ramp is #6 of 18 at 4%). - Coupa: first choice in 23 of those 56 - SAP Ariba: first choice in 7 of those 56 - Ivalua: first choice in 3 of those 56 - SAP Concur: first choice in 2 of those 56 - Airbase: first choice in 1 of those 56 - Oracle Fusion Cloud Procurement: first choice in 1 of those 56 - Payhawk: first choice in 1 of those 56 - Zip: first choice in 1 of those 56 ## Expense management **Small business**: 36 of 84 answers did not name Ramp (Ramp is #2 of 10 at 19%). - Zoho Expense: first choice in 12 of those 36 - Expensify: first choice in 4 of those 36 - BILL Spend & Expense: first choice in 3 of those 36 - Rippling Spend: first choice in 1 of those 36 - Wave: first choice in 1 of those 36 **Mid-market**: 39 of 84 answers did not name Ramp (Ramp is #1 of 12 at 31%). - Zoho Expense: first choice in 4 of those 39 - Expensify: first choice in 2 of those 39 - Emburse: first choice in 1 of those 39 - Rippling Spend: first choice in 1 of those 39 **Enterprise**: 44 of 84 answers did not name Ramp (Ramp is #2 of 12 at 16%). - SAP Concur: first choice in 13 of those 44 - Navan: first choice in 3 of those 44 - Expensify: first choice in 2 of those 44 - Emburse: first choice in 1 of those 44 - ExpensePoint: first choice in 1 of those 44 ## Accounts payable automation **Small business**: 34 of 84 answers did not name Ramp (Ramp is #3 of 7 at 15%). - BILL Accounts Payable: first choice in 6 of those 34 - QuickBooks: first choice in 3 of those 34 - Melio: first choice in 2 of those 34 - Tipalti: first choice in 1 of those 34 - Upflow: first choice in 1 of those 34 - Xero: first choice in 1 of those 34 - Zoho Books: first choice in 1 of those 34 - Zoho Invoice: first choice in 1 of those 34 **Mid-market**: 55 of 84 answers did not name Ramp (Ramp is #3 of 14 at 23%). - Stampli: first choice in 8 of those 55 - BILL Accounts Payable: first choice in 7 of those 55 - AvidXchange: first choice in 3 of those 55 - Tipalti: first choice in 3 of those 55 - Rillion: first choice in 2 of those 55 - Dext Prepare: first choice in 1 of those 55 - ProcureDesk: first choice in 1 of those 55 **Enterprise**: 82 of 84 answers did not name Ramp (Ramp is #10 of 11 at 0%). - Coupa: first choice in 22 of those 82 - Tipalti: first choice in 15 of those 82 - Basware: first choice in 14 of those 82 - Medius: first choice in 8 of those 82 - HighRadius: first choice in 5 of those 82 - SAP: first choice in 2 of those 82 - Yooz: first choice in 2 of those 82 - Automation Anywhere: first choice in 1 of those 82 ## Business bill pay **Small business**: 39 of 84 answers did not name Ramp (Ramp is #3 of 6 at 11%). - BILL: first choice in 13 of those 39 - Melio: first choice in 9 of those 39 - Helcim: first choice in 1 of those 39 - Melio Go: first choice in 1 of those 39 - QuickBooks Bill Pay: first choice in 1 of those 39 - Stripe: first choice in 1 of those 39 **Mid-market**: 56 of 84 answers did not name Ramp (Ramp is #3 of 9 at 12%). - BILL: first choice in 16 of those 56 - Doxo: first choice in 3 of those 56 - Melio: first choice in 3 of those 56 - Tipalti: first choice in 3 of those 56 - HighRadius: first choice in 2 of those 56 - AvidXchange: first choice in 1 of those 56 - BILL — previously Bill.com: first choice in 1 of those 56 - Bank Bill Pay: first choice in 1 of those 56 **Enterprise**: 77 of 84 answers did not name Ramp (Ramp is #7 of 13 at 2%). - Tipalti: first choice in 19 of those 77 - HighRadius: first choice in 16 of those 77 - Coupa Pay: first choice in 13 of those 77 - BILL: first choice in 5 of those 77 - MakersHub: first choice in 2 of those 77 - SAP Ariba: first choice in 2 of those 77 - Esker: first choice in 1 of those 77 - Routable: first choice in 1 of those 77 ## Procure-to-pay **Small business**: 65 of 84 answers did not name Ramp (Ramp is #3 of 12 at 7%). - Precoro: first choice in 33 of those 65 - Procurify: first choice in 14 of those 65 - Tradogram: first choice in 3 of those 65 - Order.co: first choice in 2 of those 65 - AuraVMS: first choice in 1 of those 65 - BILL: first choice in 1 of those 65 - Cflow: first choice in 1 of those 65 - ERPNext: first choice in 1 of those 65 **Mid-market**: 74 of 84 answers did not name Ramp (Ramp is #3 of 12 at 4%). - Precoro: first choice in 20 of those 74 - Procurify: first choice in 16 of those 74 - Coupa: first choice in 7 of those 74 - SAP Ariba: first choice in 5 of those 74 - Cflow: first choice in 3 of those 74 - ProcurementExpress.com: first choice in 2 of those 74 - Alibaba: first choice in 1 of those 74 - AuraVMS: first choice in 1 of those 74 **Enterprise**: 84 of 84 answers did not name Ramp. - Coupa: first choice in 28 of those 84 - SAP Ariba: first choice in 18 of those 84 - Ivalua: first choice in 6 of those 84 - Oracle Fusion Cloud Procurement: first choice in 2 of those 84 - Coupa Spend Management: first choice in 1 of those 84 - GEP SMART: first choice in 1 of those 84 - Omnea: first choice in 1 of those 84 - Pivot: first choice in 1 of those 84 ## Corporate travel management **Small business**: 59 of 84 answers did not name Ramp (Ramp is #4 of 10 at 4%). - Booking.com for Business: first choice in 17 of those 59 - TravelPerk: first choice in 17 of those 59 - Navan: first choice in 11 of those 59 - Brex: first choice in 1 of those 59 - Expedia for Business: first choice in 1 of those 59 - ITILITE: first choice in 1 of those 59 - Navan formerly TripActions: first choice in 1 of those 59 - Travel Code: first choice in 1 of those 59 **Mid-market**: 68 of 84 answers did not name Ramp (Ramp is #5 of 12 at 0%). - Navan: first choice in 26 of those 68 - TravelPerk: first choice in 14 of those 68 - Booking.com for Business: first choice in 7 of those 68 - Navan, formerly TripActions: first choice in 2 of those 68 - American Express Global Business Travel: first choice in 1 of those 68 - Amex GBT Egencia: first choice in 1 of those 68 - Businesstravel.com: first choice in 1 of those 68 - GetGoing Travel: first choice in 1 of those 68 **Enterprise**: 83 of 84 answers did not name Ramp. - SAP Concur: first choice in 34 of those 83 - Navan: first choice in 16 of those 83 - Engine: first choice in 4 of those 83 - American Express Global Business Travel: first choice in 3 of those 83 - ITILITE: first choice in 3 of those 83 - Amex GBT Egencia: first choice in 1 of those 83 - BCD Travel: first choice in 1 of those 83 - CWT: first choice in 1 of those 83 ## Business banking **Small business**: 80 of 84 answers did not name Ramp. - Mercury: first choice in 23 of those 80 - Bluevine: first choice in 17 of those 80 - American Express Business Checking: first choice in 4 of those 80 - NBKC: first choice in 4 of those 80 - Novo: first choice in 4 of those 80 - Relay: first choice in 4 of those 80 - Chase Business Banking: first choice in 2 of those 80 - Lili: first choice in 2 of those 80 **Mid-market**: 75 of 84 answers did not name Ramp (Ramp is #12 of 16 at 0%). - Bluevine: first choice in 7 of those 75 - Mercury: first choice in 5 of those 75 - Chase Business Banking: first choice in 4 of those 75 - Starling Bank: first choice in 4 of those 75 - Brex: first choice in 3 of those 75 - Chase Performance Business Checking: first choice in 3 of those 75 - Rho: first choice in 3 of those 75 - J.P. Morgan Commercial Banking: first choice in 2 of those 75 **Enterprise**: 72 of 84 answers did not name Ramp (Ramp is #7 of 13 at 6%). - Chase Business Banking: first choice in 13 of those 72 - Brex: first choice in 8 of those 72 - Bank of America: first choice in 6 of those 72 - Rho: first choice in 6 of those 72 - PNC Bank: first choice in 4 of those 72 - Mercury: first choice in 3 of those 72 - Citibank: first choice in 2 of those 72 - Bank of America CashPro: first choice in 1 of those 72 Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.