# PayPal alternatives: what AI models name instead, November 2026

Gane Index, November 2026 Edition. 486 of the 504 answers in the 2 categories where PayPal holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://www.gane.ai/index/finance/vendors/paypal/alternatives

## Named instead, most often (every category and segment added)

- Stripe Connect: 97
- Wise Business: 79
- Adyen for Platforms: 29
- Airwallex: 28
- Finix: 21
- Corpay Cross-Border Payments: 9

## Cross-border payments and FX

**Small business**: 83 of 84 answers did not name PayPal (PayPal is #9 of 9 at 0%).

- Wise Business: first choice in 47 of those 83
- OFX: first choice in 6 of those 83
- Airwallex: first choice in 3 of those 83
- XTransfer: first choice in 3 of those 83
- Revolut Business: first choice in 2 of those 83
- WorldFirst: first choice in 2 of those 83
- Corpay Cross-Border Payments: first choice in 1 of those 83
- Ebury: first choice in 1 of those 83

**Mid-market**: 79 of 84 answers did not name PayPal (PayPal is #15 of 15 at 0%).

- Wise Business: first choice in 28 of those 79
- Airwallex: first choice in 10 of those 79
- Kantox: first choice in 5 of those 79
- Corpay Cross-Border Payments: first choice in 4 of those 79
- XTransfer: first choice in 3 of those 79
- iBanFirst: first choice in 3 of those 79
- Bound: first choice in 2 of those 79
- Convera: first choice in 1 of those 79

**Enterprise**: 81 of 84 answers did not name PayPal (PayPal is #12 of 12 at 0%).

- Airwallex: first choice in 15 of those 81
- Kyriba: first choice in 7 of those 81
- Thunes: first choice in 7 of those 81
- Adyen: first choice in 4 of those 81
- Convera: first choice in 4 of those 81
- Corpay Cross-Border Payments: first choice in 4 of those 81
- Wise Business: first choice in 4 of those 81
- Stripe: first choice in 2 of those 81

## Embedded payments platforms

**Small business**: 80 of 84 answers did not name PayPal (PayPal is #8 of 9 at 0%).

- Stripe Connect: first choice in 38 of those 80
- Helcim: first choice in 5 of those 80
- Paddle: first choice in 5 of those 80
- Finix: first choice in 3 of those 80
- Whop: first choice in 2 of those 80
- Balance: first choice in 1 of those 80
- Exact Payments: first choice in 1 of those 80
- Square Payments: first choice in 1 of those 80

**Mid-market**: 80 of 84 answers did not name PayPal (PayPal is #9 of 9 at 0%).

- Stripe Connect: first choice in 34 of those 80
- Finix: first choice in 13 of those 80
- Adyen for Platforms: first choice in 2 of those 80
- Rainforest Payments: first choice in 2 of those 80
- Balance: first choice in 1 of those 80
- Exact Payments: first choice in 1 of those 80
- Helcim: first choice in 1 of those 80
- HighRadius: first choice in 1 of those 80

**Enterprise**: 83 of 84 answers did not name PayPal.

- Adyen for Platforms: first choice in 27 of those 83
- Stripe Connect: first choice in 25 of those 83
- Finix: first choice in 5 of those 83
- TreviPay: first choice in 4 of those 83
- Global Payments for Platforms: first choice in 3 of those 83
- Embeddable: first choice in 1 of those 83
- HighRadius: first choice in 1 of those 83
- Newline: first choice in 1 of those 83

Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.