# PayMaya: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 2 judge labels across 1 category by 2 of 14 models. Page: https://www.gane.ai/index/finance/vendors/paymaya

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Business bill pay](https://www.gane.ai/index/finance/treasury/business-bill-pay/index.md) | 0% | 99 | 100% | 2 |

## And against it

- "Poor ratings (~1.8/5). Issues with slow/unresolved bill payment failures, poor customer service" (Grok 4.20, Business bill pay)
- "PayMaya is rated "Poor" with 1.8 / 5 on Trustpilot" (Muse Glimmer 30B, Business bill pay)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 1 | 1 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 1 | 1 |

## Sources returned with these answers

The sites and pages cited by the answers that named PayMaya, from 2 of the 2 answers that named it (only the models that return a source list).

### Domains cited

- apps.apple.com: 2
- bill.com: 2
- capterra.com: 2
- trustpilot.com: 2
- uk.trustpilot.com: 2
- bbb.org: 1
- ca.trustpilot.com: 1
- consumer.ftc.gov: 1
- gobankingrates.com: 1
- invoicecloud.net: 1

### Pages cited

- https://apps.apple.com/ca/app/skrill-wallet-app/id718248239: 1
- https://apps.apple.com/ng/app/bilalsadasub/id6449217719: 1
- https://apps.apple.com/us/app/simplebills-for-residents/id1477291631: 1
- https://bbb.org/scamtracker/lookupscam/904035: 1
- https://bbb.org/us/ca/west-hollywood/profile/bill-paying-services/papaya-1216-1079163/customer-reviews: 1
- https://bill.com/blog/7-security-questions-you-need-ask: 1
- https://bill.com/product/security: 1
- https://bill.com/reviews: 1

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.