# Payhawk alternatives: what AI models name instead, November 2026

Gane Index, November 2026 Edition. 468 of the 504 answers in the 2 categories where Payhawk holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://www.gane.ai/index/finance/vendors/payhawk/alternatives

## Named instead, most often (every category and segment added)

- Ramp: 108
- Zoho Expense: 60
- SAP Concur: 45
- BILL Spend & Expense: 43
- Coupa: 39
- Expensify: 28

## Spend management platforms

**Small business**: 82 of 84 answers did not name Payhawk.

- Ramp: first choice in 43 of those 82
- BILL Spend & Expense: first choice in 22 of those 82
- Zoho Expense: first choice in 8 of those 82
- Brex: first choice in 3 of those 82
- Airwallex: first choice in 1 of those 82
- Pleo: first choice in 1 of those 82
- Precoro: first choice in 1 of those 82
- Rippling Spend: first choice in 1 of those 82

**Mid-market**: 70 of 84 answers did not name Payhawk (Payhawk is #9 of 14 at 2%).

- Ramp: first choice in 20 of those 70
- BILL Spend & Expense: first choice in 8 of those 70
- Airbase: first choice in 4 of those 70
- Brex: first choice in 3 of those 70
- Zoho Expense: first choice in 3 of those 70
- Coupa: first choice in 2 of those 70
- Expensify: first choice in 2 of those 70
- SAP Ariba: first choice in 2 of those 70

**Enterprise**: 74 of 84 answers did not name Payhawk (Payhawk is #5 of 18 at 4%).

- Coupa: first choice in 37 of those 74
- SAP Ariba: first choice in 7 of those 74
- SAP Concur: first choice in 5 of those 74
- Ivalua: first choice in 2 of those 74
- Ramp: first choice in 2 of those 74
- Airbase: first choice in 1 of those 74
- Amex Corporate™: first choice in 1 of those 74
- Expensify: first choice in 1 of those 74

## Expense management

**Small business**: 83 of 84 answers did not name Payhawk.

- Zoho Expense: first choice in 34 of those 83
- Ramp: first choice in 15 of those 83
- Expensify: first choice in 11 of those 83
- BILL Spend & Expense: first choice in 9 of those 83
- QuickBooks Online Expenses: first choice in 2 of those 83
- Brex: first choice in 1 of those 83
- Rippling Spend: first choice in 1 of those 83
- Wave: first choice in 1 of those 83

**Mid-market**: 80 of 84 answers did not name Payhawk (Payhawk is #10 of 12 at 0%).

- Ramp: first choice in 20 of those 80
- Zoho Expense: first choice in 15 of those 80
- Expensify: first choice in 8 of those 80
- Brex: first choice in 5 of those 80
- BILL Spend & Expense: first choice in 4 of those 80
- Rippling Spend: first choice in 3 of those 80
- Navan: first choice in 2 of those 80
- Wave: first choice in 2 of those 80

**Enterprise**: 79 of 84 answers did not name Payhawk (Payhawk is #8 of 12 at 0%).

- SAP Concur: first choice in 40 of those 79
- Ramp: first choice in 8 of those 79
- Expensify: first choice in 6 of those 79
- Navan: first choice in 4 of those 79
- Emburse: first choice in 3 of those 79
- Brex: first choice in 2 of those 79
- Coupa Expense Management: first choice in 2 of those 79

Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.