# OnPay: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 5 judge labels across 1 category by 4 of 14 models. Page: https://www.gane.ai/index/finance/vendors/onpay

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Contractor payments](https://www.gane.ai/index/finance/spend/contractor-payments/index.md) | 0% | 29 | 20% | 5 |

## What the models said for it

- "If you want flat monthly pricing with features included, OnPay is a solid alternative." (Claude Haiku 4.5, Contractor payments)
- "OnPay has transparent flat pricing for mixed employees/contractors" (Grok 4.20, Contractor payments)

## And against it

- "usually too pricey for strict "budget" constraints" (Qwen 3.7 Flash, Contractor payments)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 1 | 0 | 0 | 1 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 1 | 1 | 0 | 2 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 1 | 1 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 1 | 0 | 1 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named OnPay, from 13 of the 14 answers that named it (only the models that return a source list).

### Domains cited

- fitsmallbusiness.com: 8
- firsthr.app: 5
- joinhomebase.com: 5
- ruul.io: 5
- techrepublic.com: 5
- wisemonk.io: 5
- g2.com: 4
- gusto.com: 4
- fabric.so: 3
- onpay.com: 3 (its own site)

### Pages cited

- https://fitsmallbusiness.com/contractor-payroll-services: 8
- https://firsthr.app/compare/payroll/contractor-payroll: 5
- https://joinhomebase.com/blog/payroll-software-contractors: 5
- https://ruul.io/blog/best-platforms-pay-contractors: 5
- https://wisemonk.io/blogs/payroll-services-for-contractors: 5
- https://g2.com/categories/contractor-payments: 4
- https://gusto.com/resources/guides/best-contractor-payroll-software: 4
- https://techrepublic.com/article/contractor-payroll-services: 4

## In its own words

What OnPay's own pages state, read 2026-09-28. Stated by the vendor, not checked by the index.

- Positioning: Powerful people tech, backed by real experts (https://onpay.com/)
- For: small businesses and their accountants (https://onpay.com/)
- Price stated: Starting at $49 /month Base Fee $6 /month Per Worker; Pricing starts at $55 per month (https://onpay.com/)
- Starting price: 49 (https://onpay.com/)
- Free plan or trial: Get one month free (https://onpay.com/)
- Certifications: SOC 2 Type II
- Customers named: Joski Tile

## What it publishes

Every page onpay.com exposes, read 2026-09-29: 1165 addresses. By kind, pages and the last 90 days:

- blog: 519 pages, 5 in the last 90 days, latest 2026-09-18
- report or ebook: 1 pages, 0 in the last 90 days, latest undated
- comparison: 44 pages, 1 in the last 90 days, latest 2026-08-27
- template or tool: 165 pages, 0 in the last 90 days, latest 2025-06-25
- glossary or explainer: 157 pages, 0 in the last 90 days, latest 2026-04-24
- news or press: 1 pages, 0 in the last 90 days, latest 2018-11-30
- Recent: 2026-09-18 blog: Geofencing time tracking explained https://onpay.com/insights/geofencing-time-tracking-explained
- Recent: 2026-08-27 comparison: Double time vs overtime explained https://onpay.com/insights/double-time-vs-overtime-explained
- Recent: 2026-08-18 blog: How time tracking improve employee productivity https://onpay.com/insights/how-time-tracking-improve-employee-productivity
- Recent: 2026-07-27 blog: How to start a business in georgia https://onpay.com/insights/how-to-start-a-business-in-georgia
- Recent: 2026-07-21 blog: Benefits compliance 101 small business https://onpay.com/resources/benefits-compliance-101-small-business
- Recent: 2026-07-21 blog: Benefits compliance accountants https://onpay.com/resources/benefits-compliance-accountants

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.