# NOWPayments: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 12 judge labels across 1 category by 8 of 14 models. Page: https://www.gane.ai/index/finance/vendors/nowpayments

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Stablecoin platforms](https://www.gane.ai/index/finance/treasury/stablecoin-platforms/index.md) | 12% | 2 | 17% | 12 |

## What the models said for it

- "I'd recommend starting with NOWPayments due to its competitive 0.5%-1% fees, no monthly costs" (MiniMax M2.5, Stablecoin platforms)
- "Why NOWPayments is a top pick: The 0.5% base rate is the lowest among the big hosted gateways." (GLM 4.7 FlashX, Stablecoin platforms)
- "For most small companies on a limited budget, NOWPayments is the best overall choice." (DeepSeek V4 Flash, Stablecoin platforms)
- "NOWPayments for the lowest published managed fee 0.5-1% with no monthly fee" (Muse Glimmer 30B, Stablecoin platforms)

## And against it

- "it's more merchant-oriented (less B2B treasury depth) and has limited regulatory licensing compared to the others" (Grok 4.20, Stablecoin platforms)
- "generally less comprehensive for complex B2B stablecoin payments compared to BVNK and Circle" (Mistral Small, Stablecoin platforms)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 1 | 0 | 0 | 1 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 1 | 1 | 1 | 3 |
| Mistral Small | 0 | 2 | 0 | 1 | 3 |
| DeepSeek V4 Flash | 1 | 0 | 0 | 0 | 1 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 1 | 0 | 0 | 0 | 1 |
| GLM 4.7 FlashX | 1 | 0 | 0 | 0 | 1 |
| MiniMax M2.5 | 1 | 0 | 0 | 0 | 1 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 1 | 0 | 0 | 0 | 1 |

## Sources returned with these answers

The sites and pages cited by the answers that named NOWPayments, from 31 of the 31 answers that named it (only the models that return a source list).

### Domains cited

- spark.money: 23
- tryspeed.com: 14
- allscale.io: 12
- photonpay.com: 12
- merge.money: 11
- osl.com: 8
- eco.com: 7
- fluidrwa.com: 7
- nowpayments.io: 7 (its own site)
- reverbico.com: 7

### Pages cited

- https://spark.money/tools/stablecoin-for-small-business-comparison: 22
- https://tryspeed.com/blog/best-stablecoin-payment-apis: 13
- https://allscale.io/posts/best-stablecoin-payment-gateways-crypto-checkout: 11
- https://merge.money/resources/blog/best-stablecoin-payment-providers-in-2026: 11
- https://osl.com/en/bits/article/best-enterprise-stablecoin-payment-platforms-comparison-review: 8
- https://fluidrwa.com/vendors/stablecoin-infrastructure-providers: 6
- https://reverbico.com/blog/top-stablecoin-payment-gateways: 6
- https://startupik.com/best-crypto-payment-gateways-startups-2026: 6

## In its own words

What NOWPayments's own pages state, read 2026-10-05. Stated by the vendor, not checked by the index.

- Positioning: Crypto payment gateway for accepting cryptocurrency for your business (https://nowpayments.io/)
- For: businesses (https://nowpayments.io/)
- Price stated: Competitive 1% starting fee with loyalty discounts; Enterprise Pricing available on request (https://nowpayments.io/)
- Starting price: 1% (https://nowpayments.io/)
- Free plan or trial: Sign up for free (https://nowpayments.io/)
- Customers named: Tangem, Jetton, Travala, ADVABET, Solartrip, Online Sim, Amlbot, Cardstorm

## What it publishes

Every page nowpayments.io exposes, read 2026-10-05: 1897 addresses. By kind, pages and the last 90 days:

- blog: 1373 pages, 22 in the last 90 days, latest 2026-09-30
- case study: 31 pages, 6 in the last 90 days, latest 2026-09-30
- report or ebook: 1 pages, 0 in the last 90 days, latest 2026-02-11
- comparison: 57 pages, 13 in the last 90 days, latest 2026-08-25
- template or tool: 3 pages, 0 in the last 90 days, latest 2025-03-18
- glossary or explainer: 47 pages, 0 in the last 90 days, latest 2026-03-12
- podcast or video: 2 pages, 0 in the last 90 days, latest 2026-02-18
- Recent: 2026-09-30 blog: Nowpayments improves api integrations and payout controls https://nowpayments.io/blog/nowpayments-improves-api-integrations-and-payout-controls
- Recent: 2026-09-30 case study: Case study changenow pro genghis https://nowpayments.io/blog/case-study-changenow-pro-genghis
- Recent: 2026-09-29 blog: 5 best tron rpc node providers https://nowpayments.io/blog/5-best-tron-rpc-node-providers
- Recent: 2026-09-28 blog: Prop firm payment processors https://nowpayments.io/blog/prop-firm-payment-processors
- Recent: 2026-09-26 blog: Payment gateways telecom billing platforms https://nowpayments.io/blog/payment-gateways-telecom-billing-platforms
- Recent: 2026-09-25 blog: New data reveals how businesses use blockchain networks for payouts https://nowpayments.io/blog/new-data-reveals-how-businesses-use-blockchain-networks-for-payouts

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.