# myFICO: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 2 judge labels across 1 category by 2 of 14 models. Page: https://www.gane.ai/index/finance/vendors/myfico

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [B2B credit management](https://www.gane.ai/index/finance/receivables/b2b-credit-management/index.md) | 0% | 41 | 0% | 2 |

## What the models said for it

- "Those preparing for major credit applications may benefit most from MyFICO's access to all FICO scores." (MiniMax M2.5, B2B credit management)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 1 | 0 | 1 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 1 | 0 | 0 | 1 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named myFICO, from 2 of the 2 answers that named it (only the models that return a source list).

### Domains cited

- digitalhoney.money: 2
- forbes.com: 2
- money.com: 2
- americanprofessionguide.com: 1
- appvulture.com: 1
- capitalise.com: 1
- esker.com: 1
- gitnux.org: 1
- highradius.com: 1
- identityguard.com: 1

### Pages cited

- https://money.com/best-credit-monitoring-services: 2
- https://americanprofessionguide.com/credit-management-software: 1
- https://appvulture.com/apps-like/credit-karma: 1
- https://capitalise.com/gb/insights/business-credit-scores/best-credit-risk-management-tools: 1
- https://digitalhoney.money/best-credit-monitoring-app: 1
- https://digitalhoney.money/best-free-credit-score-app: 1
- https://esker.com/blog/finance-cashflow/best-credit-management-software: 1
- https://forbes.com/advisor/banking/credit-karma-app-review: 1

## In its own words

What myFICO's own pages state, read 2026-10-06. Stated by the vendor, not checked by the index.

- Positioning: Get FICO Scores used by 90% of top lenders. Access credit scores, reports, monitoring, and identity theft protection in one place for confident applications. (https://myfico.com/)
- For: Consumers who want to know their FICO Scores and credit reports (https://myfico.com/)
- Price stated: Free; $19.95/month; $29.95/month; $39.95/month (https://myfico.com/)
- Starting price: 0 (https://myfico.com/)
- Free plan or trial: Free Plan; No credit card required; Updates every month. (https://myfico.com/)

## What it publishes

Every page myfico.com exposes, read 2026-09-29: 714 addresses. By kind, pages and the last 90 days:

- blog: 480 pages, 2 in the last 90 days, latest 2026-08-25
- report or ebook: 2 pages, 0 in the last 90 days, latest undated
- comparison: 34 pages, 0 in the last 90 days, latest 2026-06-18
- template or tool: 61 pages, 0 in the last 90 days, latest 2020-04-06
- glossary or explainer: 6 pages, 0 in the last 90 days, latest 2019-05-24
- Recent: 2026-08-25 blog: What everyday consumers really think about their credit https://www.myfico.com/credit-education/blog/what-everyday-consumers-really-think-about-their-credit
- Recent: 2026-08-11 blog: Building credit worthiness https://www.myfico.com/credit-education/blog/building-credit-worthiness
- Recent: 2026-06-18 comparison: Zero percent utilization vs low utilization fico score https://www.myfico.com/credit-education/blog/zero-percent-utilization-vs-low-utilization-fico-score
- Recent: 2026-04-28 blog: 7 credit terms explained score report utilization https://www.myfico.com/credit-education/blog/7-credit-terms-explained-score-report-utilization
- Recent: 2026-04-26 blog: Does sports betting affect your fico score https://www.myfico.com/credit-education/blog/does-sports-betting-affect-your-fico-score
- Recent: 2026-04-02 blog: Which credit scores are used for mortgage lending https://www.myfico.com/credit-education/blog/which-credit-scores-are-used-for-mortgage-lending

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.