# MoneyGram: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 9 judge labels across 2 categories by 8 of 14 models. Page: https://www.gane.ai/index/finance/vendors/moneygram

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Cross-border payments and FX](https://www.gane.ai/index/finance/treasury/cross-border-payments-and-fx/index.md) | 0% | 102 | 83% | 6 |
| [Business bill pay](https://www.gane.ai/index/finance/treasury/business-bill-pay/index.md) | 0% | 20 | 0% | 3 |

## What the models said for it

- "For cash-based or international payments: Western Union/MoneyGram remain relevant" (MiniMax M2.5, Business bill pay)
- "Unique in supporting unbanked users and cash payments." (Mistral Small, Business bill pay)

## And against it

- "Avoid using wire transfer, MoneyGram/Ria/Western Union cash pickup, crypto ATMs, gift cards or prepaid cards to pay someone you haven't met in person" (Muse Glimmer 30B, Cross-border payments)
- "High complaint volume: 166 CFPB complaints in 2025" (Kimi K2, Cross-border payments)
- "Why cautious? High complaint volumes about scams ... FTC reports highlight them in remittance fraud cases." (Grok 4.20, Cross-border payments)
- "While legitimate, Consumer Reports testing found issues with high hidden costs, lack of fee transparency" (DeepSeek V4 Flash, Cross-border payments)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 1 | 1 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 1 | 1 |
| Mistral Small | 0 | 1 | 0 | 0 | 1 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 1 | 1 |
| Llama 4 Maverick | 0 | 0 | 1 | 0 | 1 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 1 | 1 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 1 | 0 | 0 | 1 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 1 | 1 | 2 |

## Sources returned with these answers

The sites and pages cited by the answers that named MoneyGram, from 14 of the 14 answers that named it (only the models that return a source list).

### Domains cited

- stripe.com: 7
- bill.com: 5
- payoneer.com: 5
- bankingjournal.aba.com: 3
- bis.org: 3
- cftc.gov: 3
- rapyd.net: 3
- thepennyhoarder.com: 3
- trustpilot.com: 3
- advisoryhq.com: 2

### Pages cited

- https://bill.com/learning/cross-border-payment: 4
- https://stripe.com/resources/more/cross-border-payment-platforms: 4
- https://bis.org/publications/paper-167-cross-border-payment-technologies-innovations-and-challenges.pdf: 3
- https://payoneer.com/resources/general-payments/global-money-transfers-how-to-make-safe-international-transactions: 3
- https://thepennyhoarder.com/budgeting/bill-pay-services: 3
- https://advisoryhq.com/articles/best-online-bill-pay-services: 2
- https://aol.com/11-best-bill-payment-services-200604345.html: 2
- https://bankingjournal.aba.com/2026/10/fincen-issues-guidance-on-cross-border-payments-charities: 2

## In its own words

What MoneyGram's own pages state, read 2026-10-05. Stated by the vendor, not checked by the index.

- Positioning: Money has ranked the best financial products since 1972 using independent research, extensive methodology and editorial independence, covering banking, mortgages, debt solutions, insurance, investing, loans, credit cards and crypto. (https://money.com/)

## What it publishes

Every page money.com exposes, read 2026-09-29: 10004 addresses. By kind, pages and the last 90 days:

- blog: 5648 pages, 23 in the last 90 days, latest 2026-09-28
- conference or event: 4 pages, 1 in the last 90 days, latest 2026-09-03
- report or ebook: 12 pages, 1 in the last 90 days, latest 2026-09-03
- comparison: 122 pages, 7 in the last 90 days, latest 2026-09-23
- template or tool: 12 pages, 0 in the last 90 days, latest 2026-06-10
- glossary or explainer: 191 pages, 1 in the last 90 days, latest 2026-07-29
- podcast or video: 2 pages, 0 in the last 90 days, latest 2025-12-12
- news or press: 4 pages, 0 in the last 90 days, latest 2025-02-07
- Recent: 2026-09-28 blog: Money ballot measures midterm elections 2026 https://money.com/money-ballot-measures-midterm-elections-2026
- Recent: 2026-09-28 blog: Terrified of layoffs 401k or pay off mortgage https://money.com/terrified-of-layoffs-401k-or-pay-off-mortgage
- Recent: 2026-09-28 blog: States that require businesses to accept cash https://money.com/states-that-require-businesses-to-accept-cash/?xid=moneyrss
- Recent: 2026-09-25 blog: Best gold ira companies https://money.com/best-gold-ira-companies
- Recent: 2026-09-25 blog: Social security benefit increase scam https://money.com/social-security-benefit-increase-scam
- Recent: 2026-09-25 blog: Best online gold dealers https://money.com/best-online-gold-dealers

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.