# MODIFI: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 1 judge label across 1 category by 1 of 14 models. Page: https://www.gane.ai/index/finance/vendors/modifi

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [B2B BNPL and net terms](https://www.gane.ai/index/finance/receivables/b2b-bnpl-and-net-terms/index.md) | 0% | 51 | 0% | 1 |

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 1 | 0 | 1 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named MODIFI, from 1 of the 1 answers that named it (only the models that return a source list).

### Domains cited

- allianz-trade.com: 1
- apps.shopify.com: 1
- b2bridge.io: 1
- cbinsights.com: 1
- coinspaidmedia.com: 1
- creditkey.com: 1
- dataintelo.com: 1
- f6s.com: 1
- finance.yahoo.com: 1
- finder.com: 1

### Pages cited

- https://allianz-trade.com/en_global/news-insights/business-tips-and-trade-advice/what-is-b2b-bnpl.html: 1
- https://apps.shopify.com/net-terms-tracker: 1
- https://b2bridge.io/blog/b2b-bnpl-vs-net-terms: 1
- https://cbinsights.com/esp/financial-services/payments-tech/buy-now-pay-later-(bnpl)-%E2%80%94-b2b-payments: 1
- https://coinspaidmedia.com/business/top-5-global-b2b-bnpl-providers: 1
- https://creditkey.com/blog/b2b-bnpl-vs-net-terms-which-should-you-offer: 1
- https://dataintelo.com/report/b2b-buy-now-pay-later-market: 1
- https://f6s.com/software/category/net-payment-terms: 1

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.