# Merge: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 3 judge labels across 1 category by 3 of 14 models. Page: https://www.gane.ai/index/finance/vendors/merge

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Stablecoin platforms](https://www.gane.ai/index/finance/treasury/stablecoin-platforms/index.md) | 0% | 108 | 33% | 3 |

## And against it

- "Newer player; less proven at scale than BVNK" (Kimi K2, Stablecoin platforms)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 1 | 0 | 1 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 1 | 0 | 1 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 1 | 1 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named Merge, from 12 of the 12 answers that named it (only the models that return a source list).

### Domains cited

- merge.money: 12 (its own site)
- osl.com: 6
- photonpay.com: 5
- spark.money: 5
- cbinsights.com: 4
- reverbico.com: 4
- bvnk.com: 3
- circle.com: 3
- stablecoininsider.org: 3
- upshift.finance: 3

### Pages cited

- https://merge.money/resources/blog/best-stablecoin-payment-providers-in-2026: 9
- https://osl.com/en/bits/article/best-enterprise-stablecoin-payment-platforms-comparison-review: 6
- https://reverbico.com/blog/top-stablecoin-payment-gateways: 4
- https://spark.money/tools/stablecoin-for-small-business-comparison: 4
- https://photonpay.com/hk/blog/article/stablecoin-payout-platforms: 3
- https://bvnk.com/: 2
- https://cbinsights.com/esp/blockchain/payments/stablecoin-payments-infrastructure: 2
- https://circle.com/cpn/stablecoin-payments: 2

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.
