# Live Oak Bank: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 5 judge labels across 1 category by 5 of 14 models. Page: https://www.gane.ai/index/finance/vendors/live-oak-bank

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Business banking](https://www.gane.ai/index/finance/treasury/business-banking/index.md) | 0% | 34 | 0% | 5 |

## What the models said for it

- "Live Oak Bank – Best for business savings and SBA loans" (MiniMax M2.5, Business banking)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 1 | 0 | 1 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 1 | 0 | 1 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 0 | 0 | 1 | 0 | 1 |
| MiniMax M2.5 | 0 | 1 | 0 | 0 | 1 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 1 | 0 | 1 |

## Sources returned with these answers

The sites and pages cited by the answers that named Live Oak Bank, from 9 of the 9 answers that named it (only the models that return a source list).

### Domains cited

- nerdwallet.com: 9
- forbes.com: 7
- business.com: 4
- lendingtree.com: 4
- fitsmallbusiness.com: 3
- rho.co: 3
- xero.com: 3
- airwallex.com: 2
- brex.com: 2
- businessinsider.com: 2

### Pages cited

- https://nerdwallet.com/business/banking/best/banks: 9
- https://business.com/categories/best-business-bank-accounts: 4
- https://forbes.com/advisor/banking/best-banks-for-small-business: 4
- https://forbes.com/advisor/banking/checking/best-business-checking-accounts: 4
- https://lendingtree.com/business/banking: 4
- https://fitsmallbusiness.com/best-online-business-banks: 3
- https://forbes.com/advisor/banking/best-business-bank-accounts: 3
- https://xero.com/us/guides/best-banks-for-small-businesses: 3

## In its own words

What Live Oak Bank's own pages state, read 2026-10-06. Stated by the vendor, not checked by the index.

- Positioning: Nationwide, FDIC-insured digital bank and leading SBA lender. Live Oak offers checking, high-yield savings, CDs, and commercial, SBA and USDA loans. (https://liveoak.bank/)
- For: Business owners and individuals (https://liveoak.bank/)
- Price stated: 2.75% APY; 4.00% APY; 3.00% APY; 4.10% APY; 4.20% APY; 4.30% APY; 2.00% APY (https://liveoak.bank/)
- Customers named: Optimum Vision and Eye Care, Sweat Yoga, Bridger Aerospace

## What it publishes

Every page liveoak.bank exposes, read 2026-09-29: 120 addresses. By kind, pages and the last 90 days:

- blog: 26 pages, 9 in the last 90 days, latest 2026-09-24
- Recent: 2026-09-24 blog: Ai marketing tools small business https://www.liveoak.bank/blog/ai-marketing-tools-small-business
- Recent: 2026-09-04 blog: August jobs report what it means for small businesses https://www.liveoak.bank/blog/august-jobs-report-what-it-means-for-small-businesses
- Recent: 2026-09-03 blog: Buying a business with a 7a loan now works differently https://www.liveoak.bank/blog/buying-a-business-with-a-7a-loan-now-works-differently
- Recent: 2026-08-26 blog: Mobile deposit and remote deposit capture https://www.liveoak.bank/blog/mobile-deposit-and-remote-deposit-capture
- Recent: 2026-08-17 blog: Ai tools for small business https://www.liveoak.bank/blog/ai-tools-for-small-business
- Recent: 2026-08-07 blog: July jobs report https://www.liveoak.bank/blog/july-jobs-report

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.