# Lili: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 3 judge labels across 1 category by 3 of 14 models. Page: https://www.gane.ai/index/finance/vendors/lili

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Business banking](https://www.gane.ai/index/finance/treasury/business-banking/index.md) | 0% | 103 | 67% | 3 |

## What the models said for it

- "APY: 3.65% (very competitive)" (GLM 4.7 FlashX, Business banking)

## And against it

- "Popular business fintechs (such as Novo, Mercury, Relay, or Lili) ... they can be risky for specific business profiles" (Gemini 3.5 Flash, Business banking)
- "deserve extra due diligence rather than automatic avoidance" (Perplexity Sonar, Business banking)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 1 | 1 |
| Perplexity Sonar | 0 | 0 | 0 | 1 | 1 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 0 | 1 | 0 | 0 | 1 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named Lili, from 15 of the 16 answers that named it (only the models that return a source list).

### Domains cited

- nerdwallet.com: 9
- business.com: 5
- forbes.com: 5
- lili.co: 5 (its own site)
- rho.co: 5
- reddit.com: 4
- thepennyhoarder.com: 4
- topconsumerreviews.com: 4
- brex.com: 3
- financial-ombudsman.org.uk: 3

### Pages cited

- https://nerdwallet.com/business/banking/best/banks: 6
- https://business.com/categories/best-business-bank-accounts: 5
- https://forbes.com/advisor/banking/checking/best-business-checking-accounts: 4
- https://thepennyhoarder.com/bank-accounts/best-bank-for-small-business: 4
- https://fitsmallbusiness.com/best-banks-for-startups: 3
- https://lili.co/comparisons/best-online-banking-for-small-businesses: 3
- https://rho.co/blog/best-business-bank-accounts: 3
- https://rho.co/blog/best-online-business-bank-accounts: 3

## In its own words

What Lili's own pages state, read 2026-10-05. Stated by the vendor, not checked by the index.

- Positioning: Online Banking For Small Businesses (https://lili.co/)
- For: small businesses (https://lili.co/)
- Price stated: $0 monthly fees on Lili Core (https://lili.co/)
- Starting price: $0 (https://lili.co/)
- Free plan or trial: The Core banking account has no monthly fee. (https://lili.co/)
- Certifications: SOC 2, PCI DSS
- Customers named: QC Growth, SkinGal Studio, SleekSpace, Chop Dawg

## What it publishes

Every page lili.co exposes, read 2026-09-29: 333 addresses. By kind, pages and the last 90 days:

- blog: 152 pages, 9 in the last 90 days, latest 2026-09-22
- case study: 3 pages, 0 in the last 90 days, latest undated
- comparison: 13 pages, 0 in the last 90 days, latest 2026-06-17
- template or tool: 1 pages, 0 in the last 90 days, latest 2022-12-28
- glossary or explainer: 9 pages, 1 in the last 90 days, latest 2026-09-22
- news or press: 2 pages, 0 in the last 90 days, latest 2026-06-24
- Recent: 2026-09-22 blog: Small business banking requirements https://lili.co/blog/small-business-banking-requirements
- Recent: 2026-09-22 blog: Business bank accounts for team https://lili.co/blog/business-bank-accounts-for-team
- Recent: 2026-09-22 glossary or explainer: What is small business banking https://lili.co/blog/what-is-small-business-banking
- Recent: 2026-09-16 blog: How to prepare for a us business bank account as a non resident https://lili.co/blog/how-to-prepare-for-a-us-business-bank-account-as-a-non-resident
- Recent: 2026-09-16 blog: Open a small business bank account https://lili.co/blog/open-a-small-business-bank-account
- Recent: 2026-08-06 blog: Blog best bank account for small business in chicago https://lili.co/comparisons/blog-best-bank-account-for-small-business-in-chicago

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.