# Kriya alternatives: what AI models name instead, November 2026

Gane Index, November 2026 Edition. 243 of the 252 answers in the 1 category where Kriya holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://www.gane.ai/index/finance/vendors/kriya/alternatives

## Named instead, most often (every category and segment added)

- Resolve Pay: 52
- TreviPay: 32
- Credit Key: 26
- Two: 16
- Capital One Trade Credit: 3
- Mondu: 3

## B2B BNPL and net terms

**Small business**: 82 of 84 answers did not name Kriya.

- Resolve Pay: first choice in 22 of those 82
- Credit Key: first choice in 17 of those 82
- Two: first choice in 3 of those 82
- Affirm for Business: first choice in 2 of those 82
- Ramp Flex: first choice in 2 of those 82
- Amazon Business Credit Account: first choice in 1 of those 82
- Backd Business Finance: first choice in 1 of those 82
- BackdPay: first choice in 1 of those 82

**Mid-market**: 80 of 84 answers did not name Kriya (Kriya is #9 of 12 at 0%).

- Resolve Pay: first choice in 24 of those 80
- Credit Key: first choice in 8 of those 80
- TreviPay: first choice in 4 of those 80
- Mondu: first choice in 3 of those 80
- Two: first choice in 2 of those 80
- BackdPay: first choice in 1 of those 80
- BackdPayments: first choice in 1 of those 80
- PayPal Pay Later: first choice in 1 of those 80

**Enterprise**: 81 of 84 answers did not name Kriya (Kriya is #10 of 12 at 0%).

- TreviPay: first choice in 28 of those 81
- Two: first choice in 11 of those 81
- Resolve Pay: first choice in 6 of those 81
- Capital One Trade Credit: first choice in 3 of those 81
- BILL: first choice in 1 of those 81
- Balance: first choice in 1 of those 81
- Billie: first choice in 1 of those 81
- Credit Key: first choice in 1 of those 81

Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.