# Found: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 11 judge labels across 2 categories by 7 of 14 models. Page: https://www.gane.ai/index/finance/vendors/found

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Contractor payments](https://www.gane.ai/index/finance/spend/contractor-payments/index.md) | 2% | 10 | 0% | 2 |
| [Business banking](https://www.gane.ai/index/finance/treasury/business-banking/index.md) | 0% | 38 | 22% | 9 |

## What the models said for it

- "Start with Found (no per‑contractor fees, built‑in 1099s)" (GLM 4.7 FlashX, Contractor payments)
- "the only platform to combine completely free business banking with contractor management and automatic generation of the 1099-NEC" (Claude Haiku 4.5, Contractor payments)
- "Choose Found or Relay if bookkeeping, tax reserves, contractor payments, or expense separation are central needs." (Perplexity Sonar, Business banking)
- "Best for: Self-employed individuals and one-person businesses" (GLM 4.7 FlashX, Business banking)

## And against it

- "Found: It has been criticized for its practices and has an order from the FDIC requiring it to reevaluate its "unsafe and unsound practices"." (Llama 4 Maverick, Business banking)
- "Exercise caution because an FDIC order reportedly required the company to address "unsafe and unsound practices."" (Perplexity Sonar, Business banking)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 1 | 0 | 0 | 1 |
| GPT-5.4 mini | 0 | 0 | 1 | 0 | 1 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 1 | 0 | 1 | 2 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 1 | 0 | 0 | 1 |
| Llama 4 Maverick | 0 | 0 | 2 | 1 | 3 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 1 | 1 | 0 | 0 | 2 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 1 | 0 | 1 |

## Sources returned with these answers

The sites and pages cited by the answers that named Found, from 33 of the 34 answers that named it (only the models that return a source list).

### Domains cited

- nerdwallet.com: 21
- forbes.com: 17
- fitsmallbusiness.com: 12
- rho.co: 11
- business.com: 10
- thepennyhoarder.com: 9
- xero.com: 9
- money.com: 7
- ofx.com: 7
- found.com: 6 (its own site)

### Pages cited

- https://nerdwallet.com/business/banking/best/banks: 14
- https://forbes.com/advisor/banking/checking/best-business-checking-accounts: 12
- https://business.com/categories/best-business-bank-accounts: 10
- https://fitsmallbusiness.com/best-online-business-banks: 8
- https://forbes.com/advisor/banking/best-business-bank-accounts: 7
- https://money.com/best-business-checking-accounts: 6
- https://rho.co/blog/best-business-bank-accounts: 6
- https://thepennyhoarder.com/bank-accounts/best-bank-for-small-business: 6

## In its own words

What Found's own pages state, read 2026-09-28. Stated by the vendor, not checked by the index.

- Positioning: Online Business Checking for Small Business Owners (https://found.com/)
- For: small business owners (https://found.com/)
- Price stated: Found's core features are free. Found also offers two optional paid products, Found Plus for $35/month or $315/year and Found Pro for $80/month or $720/year. (https://found.com/)
- Starting price: free (https://found.com/)
- Free plan or trial: one free 30-day Found Plus or Found Pro trial (https://found.com/)
- Integrations claimed: 10 (https://found.com/)
- Certifications: PCI DSS
- Customers named: INCLUSIVE THERAPY GROUP, INFINITE GROWTH COUNSELING & COACHING, LLC, HEADWAY

## What it publishes

Every page found.com exposes, read 2026-09-29: 551 addresses. By kind, pages and the last 90 days:

- blog: 121 pages, 2 in the last 90 days, latest 2026-08-03
- case study: 3 pages, 0 in the last 90 days, latest 2025-12-11
- webinar or virtual event: 1 pages, 0 in the last 90 days, latest 2023-02-22
- report or ebook: 1 pages, 0 in the last 90 days, latest undated
- comparison: 18 pages, 0 in the last 90 days, latest 2026-03-17
- template or tool: 4 pages, 0 in the last 90 days, latest 2025-09-05
- glossary or explainer: 13 pages, 0 in the last 90 days, latest 2024-04-18
- podcast or video: 6 pages, 0 in the last 90 days, latest undated
- Recent: 2026-08-03 blog: All posts https://found.com/resources/all-posts
- Recent: 2026-08-03 blog: Business Banking Resources | Found https://found.com/resources/business-banking
- Recent: 2026-03-17 comparison: Found vs. Lili: Which Offers Better Banking for Small Business? https://found.com/resources/business-banking/found-vs-lili
- Recent: 2026-03-12 comparison: Found vs. Bluevine: Which Offers Better Banking for Small Business? https://found.com/resources/business-banking/found-vs-bluevine
- Recent: 2026-03-04 comparison: Found vs quickbooks https://found.com/resources/accounting-and-taxes/found-vs-quickbooks
- Recent: 2026-03-04 blog: Accounting and taxes https://found.com/resources/accounting-and-taxes

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.