# Evolve Bank & Trust: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 2 judge labels across 2 categories by 2 of 14 models. Page: https://www.gane.ai/index/finance/vendors/evolve-bank-trust

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Business banking](https://www.gane.ai/index/finance/treasury/business-banking/index.md) | 0% | 100 | 100% | 1 |
| [Embedded payments platforms](https://www.gane.ai/index/finance/receivables/embedded-payments-platforms/index.md) | 0% | 104 | 100% | 1 |

## And against it

- "Accounts naming Evolve Bank & Trust as a partner: do extra diligence." (GPT-6 Luna, Business banking)
- "Evolve Bank & Trust — CAUTION (as a sponsor bank)" (Kimi K2, Embedded payments)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 1 | 1 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 1 | 1 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named Evolve Bank & Trust, from 7 of the 8 answers that named it (only the models that return a source list).

### Domains cited

- fdic.gov: 4
- federalreserve.gov: 4
- consumerfinance.gov: 3
- linkedin.com: 3
- occ.gov: 3
- fortune.com: 2
- adyen.com: 1
- alviere.com: 1
- apideck.com: 1
- axis-intelligence.com: 1

### Pages cited

- https://federalreserve.gov/newsevents/pressreleases/enforcement20240614a.htm: 4
- https://consumerfinance.gov/enforcement/actions/synapse-financial-technologies-inc: 3
- https://fdic.gov/consumer-resource-center/2024-06/banking-third-party-apps: 2
- https://fortune.com/2025/03/07/synapse-evolve-mercury-bankruptcy-lawsuits: 2
- https://occ.gov/news-issuances/news-releases/2024/nr-occ-2024-116.html: 2
- https://adyen.com/en_AU/index-reports/embedded-finance-report-2025-ung: 1
- https://adyen.com/index-reports/embedded-finance-report-2024-ung: 1
- https://alviere.com/learn/articles/considerations-for-enterprises-selecting-an-embedded-finance-partner: 1

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.