# Dave: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 2 judge labels across 1 category by 2 of 14 models. Page: https://www.gane.ai/index/finance/vendors/dave

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Business bill pay](https://www.gane.ai/index/finance/treasury/business-bill-pay/index.md) | 0% | 95 | 100% | 2 |

## And against it

- "Dave has faced scrutiny regarding reliability." (Qwen 3.7 Flash, Business bill pay)
- "875 BBB complaints in 3 years" (Kimi K2, Business bill pay)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 1 | 1 |
| Kimi K2 | 0 | 0 | 0 | 1 | 1 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named Dave, from 2 of the 2 answers that named it (only the models that return a source list).

### Domains cited

- bbb.org: 2
- actionnewsjax.com: 1
- agillink.com: 1
- allstateidentityprotection.com: 1
- asc.alabama.gov: 1
- bill.com: 1
- blog.firstffcu.com: 1
- consumer.ftc.gov: 1
- doctorofcredit.com: 1
- lexology.com: 1

### Pages cited

- https://bbb.org/us/ca/los-angeles/profile/bill-paying-services/dave-1216-880663/complaints: 2
- https://actionnewsjax.com/consumer/clark-howard/clark-your-life/the-way-you-set-up-automatic-bill-payments-is-more-important-than-you-think/600751801: 1
- https://agillink.com/insights/Blog/top-6-questions-to-ask-before-offering-bill-pay-services.html: 1
- https://allstateidentityprotection.com/content-hub/amp/payment-app-safety-tips: 1
- https://asc.alabama.gov/wp-content/uploads/2024/09/10-1-2024-DOXO-Payment-Platform.pdf: 1
- https://bbb.org/us/ca/alviso/profile/payment-processing-services/billcom-1216-1000005293/complaints: 1
- https://bbb.org/us/ca/alviso/profile/payment-processing-services/billcom-llc-1216-1000005293/complaints: 1
- https://bbb.org/us/ca/alviso/profile/payment-processing-services/billcom-llc-1216-1000005293/customer-reviews: 1

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.