# DAI: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 10 judge labels across 1 category by 7 of 14 models. Page: https://www.gane.ai/index/finance/vendors/dai

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Stablecoin platforms](https://www.gane.ai/index/finance/treasury/stablecoin-platforms/index.md) | 0% | 25 | 20% | 10 |

## What the models said for it

- "Third-largest stablecoin ($5.3B market cap), fully decentralized." (Mistral Small, Stablecoin platforms)
- "Fully decentralized and over-collateralized by crypto assets... Used widely in DeFi for lending" (Grok 4.20, Stablecoin platforms)
- "DeFi, collateralized lending | DAI (decentralized, over-collateralized)" (GLM 4.7 FlashX, Stablecoin platforms)
- "Acceptable | DAI | Decentralized and over-collateralized. Highly resilient" (Qwen 3.7 Flash, Stablecoin platforms)

## And against it

- "These are crypto-collateralized rather than straightforward deposits of dollars... introduce risks absent from a simple fiat-backed token." (Perplexity Sonar, Stablecoin platforms)
- "it's more volatile than fiat ones and relies on smart contracts (hack risks)" (Grok 4.20, Stablecoin platforms)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 1 | 1 | 2 |
| Grok 4.20 | 0 | 1 | 0 | 1 | 2 |
| Mistral Small | 1 | 0 | 0 | 0 | 1 |
| DeepSeek V4 Flash | 0 | 1 | 0 | 0 | 1 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 1 | 0 | 0 | 1 |
| Kimi K2 | 0 | 2 | 0 | 0 | 2 |
| GLM 4.7 FlashX | 0 | 1 | 0 | 0 | 1 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named DAI, from 18 of the 19 answers that named it (only the models that return a source list).

### Domains cited

- stripe.com: 7
- coingecko.com: 6
- coinmarketcap.com: 5
- federalreserve.gov: 5
- spark.money: 5
- congress.gov: 4
- ocbc.com: 4
- binance.com: 3
- cryptoticker.io: 3
- docs.ethena.fi: 3

### Pages cited

- https://coinmarketcap.com/view/stablecoin: 5
- https://stripe.com/resources/more/are-stablecoins-safe-for-business-use: 5
- https://coingecko.com/research/publications/state-of-stablecoins-2024: 4
- https://ocbc.com/iwov-resources/sg/ocbc/gbc/pdf/fx%20outlook/fx%20ideas/stablecoins%20-%20unpacking%20the%20future%20of%20digital%20currency.pdf: 4
- https://gravityteam.co/blog/top-stablecoins-to-watch-2024: 3
- https://hkma.gov.hk/media/eng/publication-and-research/research/research-memorandums/2022/RM09-2022.pdf: 3
- https://kraken.com/learn/stablecoin-depegging: 3
- https://li.fi/knowledge-hub/algorithmic-stablecoins-how-they-work-the-risks-and-where-to-find-them: 3

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.