# Clover: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 1 judge label across 1 category by 1 of 14 models. Page: https://www.gane.ai/index/finance/vendors/clover

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [B2B payment acceptance](https://www.gane.ai/index/finance/receivables/b2b-payment-acceptance/index.md) | 0% | 72 | 0% | 1 |

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 1 | 0 | 1 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named Clover, from 2 of the 2 answers that named it (only the models that return a source list).

### Domains cited

- fitsmallbusiness.com: 2
- adyen.com: 1
- coastalpay.com: 1
- consultancy.eu: 1
- corporate.freedompay.com: 1
- emergenresearch.com: 1
- ey.com: 1
- index.dev: 1
- paymentreview.com: 1
- reddit.com: 1

### Pages cited

- https://adyen.com/en_GB/knowledge-hub/stripe-alternatives: 1
- https://coastalpay.com/best-b2b-corporate-card-processors-in-2026-stripe-adyen-coastal-pay-more: 1
- https://consultancy.eu/news/amp/12856/the-dark-side-of-embedding-payments: 1
- https://corporate.freedompay.com/resources/blogs/the-hidden-cost-of-convenience-payment-vendor-lock-in-and-how-to-break-free: 1
- https://emergenresearch.com/blog/top-10-companies-by-competitive-position-in-the-global-b2b-payment-market: 1
- https://ey.com/content/dam/ey-unified-site/ey-com/en-us/insights/payments/documents/ey-embedded-payments-and-payments-monetization.pdf: 1
- https://fitsmallbusiness.com/adyen-payments-review: 1
- https://fitsmallbusiness.com/best-b2b-payment-solutions: 1

## In its own words

What Clover's own pages state, read 2026-10-06. Stated by the vendor, not checked by the index.

- Positioning: A Clover for every small business (https://clover.com/)
- For: Food & beverage businesses; restaurants; small businesses (https://clover.com/)
- Price stated: Pay as little as 2.3% + 10¢ per transaction (https://www.clover.com/pricing)
- Free plan or trial: Eligible merchants receive no SaaS subscription fees during the 90-day trial of the Clover Essentials or Services Growth plan. (https://www.clover.com/pricing)
- Certifications: HIPAA, PCI DSS
- Customers named: Table 87, My NY Sports Pizza, Out the Dough, Walrus Ice Cream, Curious Plantaholic, Broken Spoke Boutique, AK Cycle Chic

## What it publishes

Every page clover.com exposes, read 2026-09-29: 2219 addresses. By kind, pages and the last 90 days:

- blog: 1226 pages, 0 in the last 90 days, latest 2023-11-17
- case study: 32 pages, 0 in the last 90 days, latest 2024-03-20
- webinar or virtual event: 25 pages, 0 in the last 90 days, latest 2020-10-28
- conference or event: 1 pages, 0 in the last 90 days, latest 2020-01-16
- report or ebook: 6 pages, 0 in the last 90 days, latest 2024-10-30
- comparison: 23 pages, 0 in the last 90 days, latest 2024-02-19
- template or tool: 10 pages, 0 in the last 90 days, latest 2024-10-10
- glossary or explainer: 45 pages, 0 in the last 90 days, latest 2023-11-14
- podcast or video: 1 pages, 0 in the last 90 days, latest 2022-03-01
- Recent: 2024-10-30 report or ebook: Ways to sell more books during the holidays https://blog.clover.com/ways-to-sell-more-books-during-the-holidays
- Recent: 2024-10-10 template or tool: The ultimate 2024 retail store holiday checklist https://blog.clover.com/the-ultimate-2024-retail-store-holiday-checklist
- Recent: 2024-03-20 case study: Davo sales tax automation hi lonesome boutique case study https://blog.clover.com/davo-sales-tax-automation-hi-lonesome-boutique-case-study
- Recent: 2024-02-22 template or tool: Free bar opening and closing checklists https://blog.clover.com/free-bar-opening-and-closing-checklists
- Recent: 2024-02-19 comparison: Physical vs digital gift cards why offering both is necessary for business success https://blog.clover.com/physical-vs-digital-gift-cards-why-offering-both-is-necessary-for-business-success
- Recent: 2023-11-17 blog: Restaurant marketing strategies to grow your business https://blog.clover.com/restaurant-marketing-strategies-to-grow-your-business

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.
