# ClearCo: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 1 judge label across 1 category by 1 of 14 models. Page: https://www.gane.ai/index/finance/vendors/clearco

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [B2B BNPL and net terms](https://www.gane.ai/index/finance/receivables/b2b-bnpl-and-net-terms/index.md) | 0% | 67 | 100% | 1 |

## And against it

- "ClearCo, one of the market leaders in North America, abruptly ceased all new services and effectively wound down its operations" (Qwen 3.7 Flash, B2B BNPL and terms)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 1 | 1 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named ClearCo, from 1 of the 2 answers that named it (only the models that return a source list).

### Domains cited

- ask-luca.com: 1
- bbb.org: 1
- beancount.io: 1
- bemeir.com: 1
- billed.app: 1
- chargeflow.io: 1
- cnbc.com: 1
- congress.gov: 1
- consumerfinancemonitor.com: 1
- creditkey.com: 1

### Pages cited

- https://ask-luca.com/blogs/payability-alternatives-reviews-pricing: 1
- https://bbb.org/us/ny/manhattan/profile/factoring-service/payability-llc-0121-160266/complaints: 1
- https://bbb.org/us/wa/vancouver/profile/payment-processing-services/clear-choice-payments-1296-1000096069/complaints: 1
- https://beancount.io/blog/2026/07/10/b2b-buy-now-pay-later-net-terms-financing-small-suppliers-guide: 1
- https://bemeir.com/articles/buy-now-pay-later-on-magento-and-hyva-integrating-affirm-klarna-and-afterpay-without-slowing-checkout: 1
- https://billed.app/hub/online-payments/bnpl-for-b2b: 1
- https://chargeflow.io/blog/buy-now-pay-later-statistics: 1
- https://chargeflow.io/blog/klarna-vs-affirm-payments: 1

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.