# CIBIL: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 1 judge label across 1 category by 1 of 14 models. Page: https://www.gane.ai/index/finance/vendors/cibil

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [B2B credit management](https://www.gane.ai/index/finance/receivables/b2b-credit-management/index.md) | 0% | 68 | 0% | 1 |

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 1 | 0 | 1 |

## Sources returned with these answers

The sites and pages cited by the answers that named CIBIL, from 1 of the 1 answers that named it (only the models that return a source list).

### Domains cited

- consumer.ftc.gov: 1
- creditshield.app: 1
- govinfo.gov: 1
- mycreditunion.gov: 1
- ndtvprofit.com: 1
- reddit.com: 1

### Pages cited

- https://consumer.ftc.gov/all-scams/debt-credit-scams: 1
- https://consumer.ftc.gov/articles/fixing-your-credit-faqs: 1
- https://consumer.ftc.gov/consumer-alerts/2025/09/get-credit-freeze-stop-identity-thieves: 1
- https://consumer.ftc.gov/consumer-alerts/2025/12/looking-fix-your-credit-illegal-credit-repair-scam-isnt-answer: 1
- https://consumer.ftc.gov/consumer-alerts/2026/01/spot-scams-when-fixing-your-credit: 1
- https://consumer.ftc.gov/credit-loans-and-debt/credit-and-debt: 1
- https://consumer.ftc.gov/credit-loans-debt: 1
- https://creditshield.app/scams: 1

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.