# Chase: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 15 judge labels across 4 categories by 8 of 14 models. Page: https://www.gane.ai/index/finance/vendors/chase

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Corporate cards](https://www.gane.ai/index/finance/spend/corporate-cards/index.md) | 0% | 18 | 20% | 10 |
| [Cross-border payments and FX](https://www.gane.ai/index/finance/treasury/cross-border-payments-and-fx/index.md) | 0% | 93 | 67% | 3 |
| [Business bill pay](https://www.gane.ai/index/finance/treasury/business-bill-pay/index.md) | 0% | 49 | 0% | 1 |
| [Treasury management systems](https://www.gane.ai/index/finance/treasury/treasury-management-systems/index.md) | 0% | 97 | 0% | 1 |

## What the models said for it

- "from reputable issuers like Bank of America or Chase are far cheaper and safer ways to build business credit" (Gemini 3.5 Flash, Corporate cards)
- "Ink Business Unlimited, Ink Business Preferred, Ink Business Premier" (GLM 4.7 FlashX, Corporate cards)

## And against it

- "Avoid cards from Chase, Amex, Capital One, BofA, and U.S. Bank if you don't want to risk personal credit." (Mistral Small, Corporate cards)
- "major retail banks (e.g., Bank of America, Chase, HSBC, Wells Fargo) is usually the most expensive route" (Gemini 3.5 Flash, Cross-border payments)
- "traditional banks like Chase or Citi (which may ask for $1M+ for similar levels of control)" (Qwen 3.7 Flash, Corporate cards)
- "Traditional Banks (Chase, HSBC, Citi) | Cost | High spreads (4-5%) + Wire fees." (Qwen 3.7 Flash, Cross-border payments)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 1 | 0 | 1 |
| Gemini 3.5 Flash | 0 | 1 | 1 | 1 | 3 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 2 | 0 | 2 |
| Mistral Small | 0 | 0 | 1 | 1 | 2 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 2 | 2 | 4 |
| Kimi K2 | 0 | 0 | 1 | 0 | 1 |
| GLM 4.7 FlashX | 0 | 1 | 0 | 0 | 1 |
| MiniMax M2.5 | 0 | 0 | 1 | 0 | 1 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named Chase, from 24 of the 38 answers that named it (only the models that return a source list).

### Domains cited

- brex.com: 9
- nerdwallet.com: 7
- spendesk.com: 7
- bill.com: 6
- ofx.com: 6
- ramp.com: 6
- rippling.com: 6
- fitsmallbusiness.com: 5
- merchantmaverick.com: 5
- techrepublic.com: 5

### Pages cited

- https://nerdwallet.com/business/credit-cards/best/corporate: 6
- https://ofx.com/en-us/blog/best-corporate-card: 6
- https://merchantmaverick.com/the-best-corporate-credit-cards: 5
- https://techrepublic.com/article/best-corporate-cards: 5
- https://corporate.cards/: 4
- https://forbes.com/advisor/credit-cards/best-corporate-credit-cards: 4
- https://ramp.com/corporate-cards: 4
- https://spendesk.com/blog/best-corporate-cards-for-small-business: 4

## In its own words

What Chase's own pages state, read 2026-09-28. Stated by the vendor, not checked by the index.

- Positioning: Chase serves millions of people with a broad range of products. (https://chase.com/)
- For: Personal and business customers (https://chase.com/)
- Price stated: You generally pay a fee based on the value of your account assets. J.P. Morgan Core Advisory Portfolio (JPMCAP) 1.45% / $10,000; Mutual Fund Advisory Portfolio (MFAP) 1.45% / $50,000; Advisory Program 1.45% / $50,000; Fixed Income Advisory Program (FIAP) 0.70% / $100,000. Average brokerage account fee: $50 annual fee. Stocks & exchange-traded funds: call-in trades 1% of principal - minimum commission of $25; via Chase.com $0 per trade. (https://www.chase.com/personal/investments/advisor/pricing)
- Starting price: 10000 (https://www.chase.com/personal/investments/advisor/pricing)
- Free plan or trial: free credit score (https://chase.com/)
- Integrations claimed: 3 (https://www.chase.com/business/support/payments/integrations)

## What it publishes

Every page chase.com exposes, read 2026-09-29: 11082 addresses. By kind, pages and the last 90 days:

- blog: 29 pages, 0 in the last 90 days, latest 2026-02-23
- conference or event: 14 pages, 0 in the last 90 days, latest undated
- report or ebook: 1 pages, 0 in the last 90 days, latest undated
- comparison: 1 pages, 0 in the last 90 days, latest undated
- template or tool: 4 pages, 0 in the last 90 days, latest undated
- glossary or explainer: 40 pages, 0 in the last 90 days, latest undated
- Recent: 2026-02-23 blog: Tax changes 2026 https://www.chase.com/personal/investments/learning-and-insights/article/tax-changes-2026
- Recent: 2024-12-17 blog: How to make strategic cash bucketing work for you https://www.chase.com/personal/investments/learning-and-insights/article/how-to-make-strategic-cash-bucketing-work-for-you
- Recent: 2023-09-15 blog: 6 strategies to consider before year end https://www.chase.com/personal/investments/learning-and-insights/article/6-strategies-to-consider-before-year-end

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.