# Centime: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 28 judge labels across 7 categories by 13 of 14 models. Page: https://www.gane.ai/index/finance/vendors/centime

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Cash flow forecasting](https://www.gane.ai/index/finance/treasury/cash-flow-forecasting/index.md) | 7% | 7 | 0% | 12 |
| [Accounts receivable automation](https://www.gane.ai/index/finance/receivables/accounts-receivable-automation/index.md) | 0% | 40 | 33% | 6 |
| [Treasury management systems](https://www.gane.ai/index/finance/treasury/treasury-management-systems/index.md) | 0% | 30 | 0% | 4 |
| [B2B payment acceptance](https://www.gane.ai/index/finance/receivables/b2b-payment-acceptance/index.md) | 0% | 30 | 0% | 3 |
| [Account reconciliation](https://www.gane.ai/index/finance/accounting/account-reconciliation/index.md) | 0% | 44 | 0% | 1 |
| [Accounts payable automation](https://www.gane.ai/index/finance/spend/accounts-payable-automation/index.md) | 0% | 56 | 0% | 1 |
| [Business bill pay](https://www.gane.ai/index/finance/treasury/business-bill-pay/index.md) | 0% | 34 | 0% | 1 |

## What the models said for it

- "Tesorio or Centime | Forecasts cash based on actual buyer payment trends, not due dates." (Gemini 3.5 Flash, Cash flow forecasting)
- "Centime and Tesorio are the top choices due to their strong integration with common ERPs" (Mistral Small, Cash flow forecasting)
- "Centime and Upflow stand out as purpose-built for this segment" (MiniMax M2.5, Cash flow forecasting)
- "I'd recommend starting with Agicap or Centime" (MiniMax M2.5, Cash flow forecasting)

## And against it

- "Caution level: Medium ... many reviews are filed under AP automation, not AR — a classic patchwork-marketing red flag." (DeepSeek V4 Flash, Accounts receivable auto)
- "some Upflow or Centime alternatives) but delivering partial results" (Grok 4.20, Accounts receivable auto)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 2 | 0 | 0 | 2 |
| Gemini 3.5 Flash | 1 | 3 | 0 | 0 | 4 |
| Perplexity Sonar | 0 | 1 | 0 | 0 | 1 |
| Grok 4.20 | 0 | 1 | 1 | 1 | 3 |
| Mistral Small | 1 | 0 | 0 | 0 | 1 |
| DeepSeek V4 Flash | 0 | 1 | 1 | 1 | 3 |
| Llama 4 Maverick | 0 | 0 | 2 | 0 | 2 |
| Qwen 3.7 Flash | 0 | 1 | 0 | 0 | 1 |
| Kimi K2 | 0 | 1 | 0 | 0 | 1 |
| GLM 4.7 FlashX | 0 | 1 | 0 | 0 | 1 |
| MiniMax M2.5 | 2 | 1 | 0 | 0 | 3 |
| GPT-6 Luna | 0 | 2 | 0 | 0 | 2 |
| Muse Glimmer 30B | 0 | 2 | 2 | 0 | 4 |

## Sources returned with these answers

The sites and pages cited by the answers that named Centime, from 43 of the 45 answers that named it (only the models that return a source list).

### Domains cited

- centime.com: 22 (its own site)
- g2.com: 15
- agicap.com: 11
- sourceforge.net: 10
- tesorio.com: 10
- chaserhq.com: 8
- emagia.com: 7
- gartner.com: 7
- serrala.com: 7
- billtrust.com: 6

### Pages cited

- https://g2.com/categories/cash-flow-management: 7
- https://techfundingnews.com/best-ar-automation-software-in-2026-10-tools-compared: 6
- https://tesorio.com/blog/the-7-best-cash-flow-management-software-for-finance-teams-2025-guide: 6
- https://treasury.ripple.com/posts/top-10-treasury-management-systems: 6
- https://centime.com/llm-pages/top-treasury-management-solutions: 5
- https://eco.com/support/en/articles/16402412-best-treasury-management-software-2026: 5
- https://treasuryview.com/en/blog/best-treasury-management-software-for-smbs: 5
- https://upshift.finance/blog/best-treasury-management-software: 5

## In its own words

What Centime's own pages state, read 2026-09-28. Stated by the vendor, not checked by the index.

- Positioning: One platform for AP, AR, cash forecasting & expense management, embedded in your ERP. (https://centime.com/)
- For: growing mid-market businesses; growing mid-market finance teams (https://centime.com/)
- Price stated: 0 (https://centime.com/)
- Free plan or trial: Free demo available (https://centime.com/)
- Integrations claimed: 4 (https://centime.com/); 3 (https://www.centime.com/products/ocr) (pages disagree)
- Certifications: SOC 2 Type II
- Customers named: onXmaps, JobGet, R3 LLC, Erdman Holdings, Inc.

## What it publishes

Every page centime.com exposes, read 2026-09-29: 542 addresses. By kind, pages and the last 90 days:

- blog: 250 pages, 12 in the last 90 days, latest 2026-09-15
- case study: 8 pages, 0 in the last 90 days, latest 2025-07-01
- webinar or virtual event: 24 pages, 0 in the last 90 days, latest 2021-11-01
- conference or event: 1 pages, 0 in the last 90 days, latest 2021-11-02
- report or ebook: 7 pages, 0 in the last 90 days, latest undated
- comparison: 45 pages, 6 in the last 90 days, latest 2026-08-18
- template or tool: 2 pages, 0 in the last 90 days, latest undated
- glossary or explainer: 1 pages, 0 in the last 90 days, latest 2024-03-28
- news or press: 23 pages, 0 in the last 90 days, latest undated
- Recent: 2026-09-15 blog: Cash application for netsuite https://www.centime.com/articles/cash-application-for-netsuite
- Recent: 2026-08-18 comparison: Centime vs brex https://www.centime.com/articles/centime-vs-brex
- Recent: 2026-08-18 blog: Erp agnostic integrated payables mid market https://www.centime.com/articles/erp-agnostic-integrated-payables-mid-market
- Recent: 2026-08-18 comparison: Top 8 bill com alternatives for mid market businesses in 2026 https://www.centime.com/articles/top-8-bill-com-alternatives-for-mid-market-businesses-in-2026
- Recent: 2026-08-17 comparison: All in one vs best of breed finance software what mid market cfos should consider https://www.centime.com/articles/all-in-one-vs-best-of-breed-finance-software-what-mid-market-cfos-should-consider
- Recent: 2026-08-17 blog: Ap audit guide https://www.centime.com/articles/ap-audit-guide

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.