# Capital One alternatives: what AI models name instead, November 2026

Gane Index, November 2026 Edition. 240 of the 252 answers in the 1 category where Capital One holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://www.gane.ai/index/finance/vendors/capital-one/alternatives

## Named instead, most often (every category and segment added)

- Mercury: 39
- Bluevine: 22
- Chase Business Banking: 18
- Brex: 17
- Rho: 11
- Bank of America: 7

## Business banking

**Small business**: 79 of 84 answers did not name Capital One.

- Mercury: first choice in 26 of those 79
- Bluevine: first choice in 15 of those 79
- NBKC: first choice in 4 of those 79
- Novo: first choice in 4 of those 79
- Relay: first choice in 4 of those 79
- American Express Business Checking: first choice in 2 of those 79
- Lili: first choice in 2 of those 79
- Axos Bank Basic Business Checking: first choice in 1 of those 79

**Mid-market**: 77 of 84 answers did not name Capital One (Capital One is #14 of 16 at 0%).

- Mercury: first choice in 10 of those 77
- Bluevine: first choice in 7 of those 77
- Brex: first choice in 4 of those 77
- Rho: first choice in 4 of those 77
- Starling Bank: first choice in 4 of those 77
- Chase Performance Business Checking: first choice in 3 of those 77
- Chase Business Banking: first choice in 2 of those 77
- J.P. Morgan Commercial Banking: first choice in 2 of those 77

**Enterprise**: 84 of 84 answers did not name Capital One.

- Chase Business Banking: first choice in 16 of those 84
- Brex: first choice in 13 of those 84
- Bank of America: first choice in 7 of those 84
- Rho: first choice in 7 of those 84
- PNC Bank: first choice in 4 of those 84
- Mercury: first choice in 3 of those 84
- Ramp: first choice in 3 of those 84
- Citibank: first choice in 2 of those 84

Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.