# Capital One Spark: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 3 judge labels across 1 category by 3 of 14 models. Page: https://www.gane.ai/index/finance/vendors/capital-one-spark

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Corporate cards](https://www.gane.ai/index/finance/spend/corporate-cards/index.md) | 0% | 89 | 67% | 3 |

## And against it

- "notably older, standard Capital One Spark cards and some Discover business cards) report monthly balances and utilization directly to consumer credit reporting agencies" (Gemini 3.5 Flash, Corporate cards)
- "often require a personal guarantee and affect personal credit" (DeepSeek V4 Flash, Corporate cards)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 1 | 1 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 1 | 0 | 1 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 1 | 1 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named Capital One Spark, from 8 of the 8 answers that named it (only the models that return a source list).

### Domains cited

- brex.com: 6
- ramp.com: 5
- americanexpress.com: 4
- nerdwallet.com: 4
- rippling.com: 4
- stripe.com: 4
- wallethub.com: 4
- bill.com: 3
- cnbc.com: 3
- airwallex.com: 2

### Pages cited

- https://americanexpress.com/en-us/business/trends-and-insights/articles/what-to-look-for-in-a-company-card-program: 3
- https://bill.com/blog/best-corporate-credit-cards: 3
- https://brex.com/spend-trends/corporate-credit-cards/how-to-give-business-credit-cards-to-employees: 3
- https://rippling.com/blog/corporate-card-program: 3
- https://stripe.com/resources/more/applying-for-corporate-credit-cards-a-guide: 3
- https://wallethub.com/edu/cc/best-corporate-credit-cards/172562: 3
- https://cnbc.com/select/best-corporate-credit-cards: 2
- https://creditcards.com/business: 2

## In its own words

What Capital One Spark's own pages state, read 2026-10-06. Stated by the vendor, not checked by the index.


## What it publishes

Every page capitalone.com exposes, read 2026-09-29: 10003 addresses. By kind, pages and the last 90 days:

- blog: 258 pages, 10 in the last 90 days, latest 2026-09-16
- case study: 3 pages, 0 in the last 90 days, latest 2026-06-23
- webinar or virtual event: 8 pages, 0 in the last 90 days, latest 2020-12-18
- conference or event: 30 pages, 1 in the last 90 days, latest 2026-09-24
- report or ebook: 3 pages, 0 in the last 90 days, latest undated
- comparison: 251 pages, 18 in the last 90 days, latest 2026-09-17
- template or tool: 28 pages, 0 in the last 90 days, latest 2026-02-10
- glossary or explainer: 1315 pages, 22 in the last 90 days, latest 2026-09-24
- podcast or video: 1 pages, 0 in the last 90 days, latest undated
- news or press: 340 pages, 11 in the last 90 days, latest 2026-09-28
- Recent: 2026-09-28 news or press: Media Contacts | Capital One https://www.capitalone.com/about/newsroom/media-contacts
- Recent: 2026-09-28 news or press: Tips for saving on vacation https://www.capitalone.com/about/newsroom/tips-for-saving-on-vacation
- Recent: 2026-09-28 news or press: Products for traveling with kids https://www.capitalone.com/about/newsroom/products-for-traveling-with-kids
- Recent: 2026-09-24 glossary or explainer: What is a p card https://www.capitalone.com/learn-grow/business-resources/what-is-a-p-card
- Recent: 2026-09-24 glossary or explainer: What is a business plan https://www.capitalone.com/learn-grow/business-resources/what-is-a-business-plan
- Recent: 2026-09-24 glossary or explainer: What is crowdfunding https://www.capitalone.com/learn-grow/business-resources/what-is-crowdfunding

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.