# Capital One Spark Cash Plus: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 2 judge labels across 1 category by 2 of 14 models. Page: https://www.gane.ai/index/finance/vendors/capital-one-spark-cash-plus

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Corporate cards](https://www.gane.ai/index/finance/spend/corporate-cards/index.md) | 0% | 28 | 0% | 2 |

## What the models said for it

- "This card offers employee cards at no additional cost, spend limits, and detailed reporting, making it suitable for teams with high spending." (Claude Haiku 4.5, Corporate cards)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 1 | 0 | 0 | 1 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 1 | 0 | 1 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named Capital One Spark Cash Plus, from 9 of the 11 answers that named it (only the models that return a source list).

### Domains cited

- creditcards.com: 5
- nerdwallet.com: 5
- capitalone.com: 4 (its own site)
- brex.com: 3
- business.bankofamerica.com: 3
- chase.com: 3
- creditcards.chase.com: 3
- nav.com: 3
- ofx.com: 3
- americanexpress.com: 2

### Pages cited

- https://creditcards.com/business: 5
- https://business.bankofamerica.com/en/credit-cards: 3
- https://capitalone.com/small-business/credit-cards: 3
- https://nav.com/business-credit-card/best/expense-management: 3
- https://apply.americanexpress.com/en-us/business/credit-cards/campaign/home: 2
- https://capitalone.com/learn-grow/business-resources/capital-one-spark-cash-plus: 2
- https://capitalone.com/small-business/credit-cards/spark-cash-plus: 2
- https://cardrates.com/advice/best-business-credit-cards-for-llcs: 2

## In its own words

What Capital One Spark Cash Plus's own pages state, read 2026-10-05. Stated by the vendor, not checked by the index.

- Positioning: The Spark Cash Plus is a charge card with no preset spending limit that earns unlimited 2% cash back on all purchases, with no limits or category restrictions. You can also earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel. (https://www.capitalone.com/small-business/credit-cards/spark-cash-plus/)
- For: business (https://www.capitalone.com/small-business/credit-cards/spark-cash-plus/)
- Price stated: The Spark Cash Plus card has an annual fee of $150, which is refunded annually when you spend at least $150,000. (https://www.capitalone.com/small-business/credit-cards/spark-cash-plus/)
- Starting price: 150 (https://www.capitalone.com/small-business/credit-cards/spark-cash-plus/)

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.