# Brex alternatives: what AI models name instead, November 2026 Gane Index, November 2026 Edition. 931 of the 1,260 answers in the 5 categories where Brex holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://www.gane.ai/index/finance/vendors/brex/alternatives ## Named instead, most often (every category and segment added) - Ramp: 95 - Navan: 66 - SAP Concur: 66 - Zoho Expense: 51 - BILL Spend & Expense: 37 - TravelPerk: 33 ## Business banking **Small business**: 75 of 84 answers did not name Brex (Brex is #8 of 14 at 2%). - Mercury: first choice in 18 of those 75 - Bluevine: first choice in 17 of those 75 - American Express Business Checking: first choice in 4 of those 75 - NBKC: first choice in 4 of those 75 - Novo: first choice in 4 of those 75 - Relay: first choice in 4 of those 75 - Chase Business Banking: first choice in 2 of those 75 - Axos Bank Basic Business Checking: first choice in 1 of those 75 **Mid-market**: 68 of 84 answers did not name Brex (Brex is #3 of 16 at 8%). - Bluevine: first choice in 7 of those 68 - Mercury: first choice in 6 of those 68 - Chase Business Banking: first choice in 4 of those 68 - Starling Bank: first choice in 4 of those 68 - Chase Performance Business Checking: first choice in 2 of those 68 - J.P. Morgan Commercial Banking: first choice in 2 of those 68 - Monzo: first choice in 2 of those 68 - NBKC: first choice in 2 of those 68 **Enterprise**: 54 of 84 answers did not name Brex (Brex is #1 of 13 at 27%). - Chase Business Banking: first choice in 8 of those 54 - Bank of America: first choice in 5 of those 54 - Rho: first choice in 4 of those 54 - Citibank: first choice in 2 of those 54 - PNC Bank: first choice in 2 of those 54 - Ramp: first choice in 2 of those 54 - Bank of America CashPro: first choice in 1 of those 54 - Bank of America Global Commercial Banking: first choice in 1 of those 54 ## Corporate cards **Small business**: 50 of 84 answers did not name Brex (Brex is #3 of 6 at 11%). - Ramp: first choice in 20 of those 50 - BILL Spend & Expense: first choice in 9 of those 50 - Capital One Spark Cash Plus: first choice in 2 of those 50 - American Express Blue Business Cash: first choice in 1 of those 50 - Bill.com: first choice in 1 of those 50 - Mercury: first choice in 1 of those 50 - Rho: first choice in 1 of those 50 **Mid-market**: 49 of 84 answers did not name Brex (Brex is #3 of 7 at 6%). - Ramp: first choice in 14 of those 49 - BILL Spend & Expense: first choice in 6 of those 49 - Brex Corporate Card for Startups: first choice in 2 of those 49 - Airbase: first choice in 1 of those 49 - American Express Blue Business Cash® Card: first choice in 1 of those 49 - BILL Expense: first choice in 1 of those 49 - Chase Ink Business Preferred® Credit Card: first choice in 1 of those 49 - Rippling Spend: first choice in 1 of those 49 **Enterprise**: 46 of 84 answers did not name Brex (Brex is #2 of 12 at 13%). - Ramp: first choice in 8 of those 46 - Rho: first choice in 4 of those 46 - American Express Corporate™: first choice in 2 of those 46 - Airbase: first choice in 1 of those 46 - Airwallex: first choice in 1 of those 46 - American Express Corporate Card: first choice in 1 of those 46 - American Express Corporate Cashback Card: first choice in 1 of those 46 - American Express® ChargeAccounts: first choice in 1 of those 46 ## Spend management platforms **Small business**: 55 of 84 answers did not name Brex (Brex is #4 of 14 at 2%). - Ramp: first choice in 21 of those 55 - BILL Spend & Expense: first choice in 8 of those 55 - Zoho Expense: first choice in 8 of those 55 - Airwallex: first choice in 1 of those 55 - Precoro: first choice in 1 of those 55 - Rippling Spend: first choice in 1 of those 55 - Spendesk: first choice in 1 of those 55 **Mid-market**: 56 of 84 answers did not name Brex (Brex is #5 of 14 at 5%). - Ramp: first choice in 12 of those 56 - BILL Spend & Expense: first choice in 7 of those 56 - Airbase: first choice in 3 of those 56 - Procurify: first choice in 3 of those 56 - Zoho Expense: first choice in 3 of those 56 - Expensify: first choice in 2 of those 56 - Spendesk: first choice in 2 of those 56 - Fraxion: first choice in 1 of those 56 **Enterprise**: 68 of 84 answers did not name Brex (Brex is #14 of 18 at 0%). - Coupa: first choice in 29 of those 68 - SAP Ariba: first choice in 7 of those 68 - Ivalua: first choice in 3 of those 68 - SAP Concur: first choice in 3 of those 68 - Payhawk: first choice in 2 of those 68 - Airbase: first choice in 1 of those 68 - Amex Corporate™: first choice in 1 of those 68 - Expensify: first choice in 1 of those 68 ## Expense management **Small business**: 62 of 84 answers did not name Brex (Brex is #5 of 10 at 2%). - Zoho Expense: first choice in 26 of those 62 - Ramp: first choice in 7 of those 62 - Expensify: first choice in 6 of those 62 - BILL Spend & Expense: first choice in 5 of those 62 - QuickBooks Online Expenses: first choice in 1 of those 62 - Rippling Spend: first choice in 1 of those 62 - Wave: first choice in 1 of those 62 **Mid-market**: 63 of 84 answers did not name Brex (Brex is #7 of 12 at 4%). - Zoho Expense: first choice in 14 of those 63 - Ramp: first choice in 7 of those 63 - Expensify: first choice in 6 of those 63 - Rippling Spend: first choice in 3 of those 63 - BILL Spend & Expense: first choice in 2 of those 63 - Navan: first choice in 2 of those 63 - Wave: first choice in 2 of those 63 - Emburse: first choice in 1 of those 63 **Enterprise**: 59 of 84 answers did not name Brex (Brex is #5 of 12 at 4%). - SAP Concur: first choice in 28 of those 59 - Expensify: first choice in 3 of those 59 - Navan: first choice in 3 of those 59 - Ramp: first choice in 3 of those 59 - Emburse: first choice in 1 of those 59 - ExpensePoint: first choice in 1 of those 59 ## Corporate travel management **Small business**: 67 of 84 answers did not name Brex (Brex is #5 of 10 at 2%). - TravelPerk: first choice in 20 of those 67 - Booking.com for Business: first choice in 17 of those 67 - Navan: first choice in 14 of those 67 - Expedia for Business: first choice in 1 of those 67 - ITILITE: first choice in 1 of those 67 - Navan formerly TripActions: first choice in 1 of those 67 - Ramp: first choice in 1 of those 67 - Travel Code: first choice in 1 of those 67 **Mid-market**: 75 of 84 answers did not name Brex (Brex is #7 of 12 at 0%). - Navan: first choice in 31 of those 75 - TravelPerk: first choice in 13 of those 75 - Booking.com for Business: first choice in 9 of those 75 - Engine: first choice in 2 of those 75 - American Express Global Business Travel: first choice in 1 of those 75 - Amex GBT Egencia: first choice in 1 of those 75 - Businesstravel.com: first choice in 1 of those 75 - GetGoing Travel: first choice in 1 of those 75 **Enterprise**: 84 of 84 answers did not name Brex. - SAP Concur: first choice in 35 of those 84 - Navan: first choice in 16 of those 84 - Engine: first choice in 4 of those 84 - American Express Global Business Travel: first choice in 3 of those 84 - ITILITE: first choice in 3 of those 84 - Amex GBT Egencia: first choice in 1 of those 84 - BCD Travel: first choice in 1 of those 84 - CWT: first choice in 1 of those 84 Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.