# BILL alternatives: what AI models name instead, November 2026

Gane Index, November 2026 Edition. 835 of the 1,008 answers in the 4 categories where BILL holds a standing named it neither first nor as an alternative; these are the first choices those answers made. Page: https://www.gane.ai/index/finance/vendors/bill/alternatives

## Named instead, most often (every category and segment added)

- Tipalti: 57
- Zoho Invoice: 45
- Deel: 39
- Gusto: 37
- QuickBooks: 33
- Xero: 26

## Business bill pay

**Small business**: 43 of 84 answers did not name BILL (BILL is #2 of 6 at 30%).

- Melio: first choice in 15 of those 43
- Ramp: first choice in 7 of those 43
- QuickBooks Bill Pay: first choice in 4 of those 43
- BILL AP/AR: first choice in 1 of those 43
- Brex Bill Pay: first choice in 1 of those 43
- Melio Go: first choice in 1 of those 43
- Your own bank's built-in bill pay: first choice in 1 of those 43

**Mid-market**: 43 of 84 answers did not name BILL (BILL is #1 of 9 at 33%).

- Melio: first choice in 9 of those 43
- Stampli: first choice in 3 of those 43
- Doxo: first choice in 2 of those 43
- Airbase: first choice in 1 of those 43
- BILL AP/AR: first choice in 1 of those 43
- BILL — previously Bill.com: first choice in 1 of those 43
- Bank Bill Pay: first choice in 1 of those 43
- Quicken Bill Pay: first choice in 1 of those 43

**Enterprise**: 65 of 84 answers did not name BILL (BILL is #4 of 13 at 8%).

- HighRadius: first choice in 15 of those 65
- Tipalti: first choice in 14 of those 65
- Coupa Pay: first choice in 12 of those 65
- MakersHub: first choice in 2 of those 65
- SAP Ariba: first choice in 2 of those 65
- Routable: first choice in 1 of those 65
- SAP: first choice in 1 of those 65
- Stampli: first choice in 1 of those 65

## Invoicing software

**Small business**: 82 of 84 answers did not name BILL.

- Zoho Invoice: first choice in 25 of those 82
- QuickBooks: first choice in 18 of those 82
- FreshBooks: first choice in 12 of those 82
- Wave: first choice in 12 of those 82
- Rho Invoicing: first choice in 6 of those 82
- Xero: first choice in 5 of those 82
- Zoho Books: first choice in 2 of those 82
- Harvest: first choice in 1 of those 82

**Mid-market**: 74 of 84 answers did not name BILL (BILL is #7 of 15 at 4%).

- Zoho Invoice: first choice in 20 of those 74
- QuickBooks: first choice in 13 of those 74
- Wave: first choice in 8 of those 74
- Xero: first choice in 5 of those 74
- Versapay: first choice in 3 of those 74
- FreshBooks: first choice in 2 of those 74
- NetSuite SuiteBilling: first choice in 2 of those 74
- Sage Intacct: first choice in 2 of those 74

**Enterprise**: 72 of 84 answers did not name BILL (BILL is #16 of 20 at 0%).

- NetSuite SuiteBilling: first choice in 13 of those 72
- Coupa: first choice in 8 of those 72
- HighRadius: first choice in 7 of those 72
- Basware: first choice in 3 of those 72
- Billtrust: first choice in 3 of those 72
- BillingPlatform: first choice in 2 of those 72
- QuickBooks: first choice in 2 of those 72
- SAP Concur: first choice in 2 of those 72

## AI accounting assistants

**Small business**: 69 of 84 answers did not name BILL (BILL is #5 of 16 at 8%).

- QuickBooks Online: first choice in 17 of those 69
- Xero: first choice in 11 of those 69
- Digits: first choice in 6 of those 69
- Zoho Books: first choice in 6 of those 69
- Wave: first choice in 4 of those 69
- Booke AI: first choice in 1 of those 69
- CellCog: first choice in 1 of those 69
- Elephas: first choice in 1 of those 69

**Mid-market**: 72 of 84 answers did not name BILL (BILL is #10 of 15 at 0%).

- Zoho Books: first choice in 11 of those 72
- Rillet: first choice in 9 of those 72
- Sage Intacct: first choice in 6 of those 72
- QuickBooks Online: first choice in 5 of those 72
- Xero: first choice in 5 of those 72
- Numeric: first choice in 3 of those 72
- Ramp Accounting Agent: first choice in 2 of those 72
- Vic.ai: first choice in 2 of those 72

**Enterprise**: 78 of 84 answers did not name BILL.

- BlackLine: first choice in 9 of those 78
- Oracle NetSuite: first choice in 7 of those 78
- Vic.ai: first choice in 7 of those 78
- SAP S/4HANA: first choice in 3 of those 78
- Tofu: first choice in 3 of those 78
- FloQast: first choice in 2 of those 78
- HighRadius: first choice in 2 of those 78
- OCTA Flow: first choice in 2 of those 78

## Contractor payments

**Small business**: 78 of 84 answers did not name BILL (BILL is #9 of 13 at 0%).

- Gusto: first choice in 34 of those 78
- Square Payroll: first choice in 14 of those 78
- Deel: first choice in 8 of those 78
- QuickBooks Contractor Payments: first choice in 4 of those 78
- Wise Business: first choice in 3 of those 78
- QuickBooks Online: first choice in 2 of those 78
- BILL Accounts Payable: first choice in 1 of those 78
- BatchTransfer: first choice in 1 of those 78

**Mid-market**: 77 of 84 answers did not name BILL (BILL is #11 of 14 at 0%).

- Deel: first choice in 18 of those 77
- Tipalti: first choice in 12 of those 77
- Square Payroll: first choice in 9 of those 77
- Rippling: first choice in 7 of those 77
- Remote: first choice in 6 of those 77
- Wise Business: first choice in 4 of those 77
- Gusto: first choice in 3 of those 77
- QuickBooks Contractor Payments: first choice in 3 of those 77

**Enterprise**: 82 of 84 answers did not name BILL.

- Tipalti: first choice in 31 of those 82
- Deel: first choice in 13 of those 82
- Rippling: first choice in 5 of those 82
- Wingspan: first choice in 4 of those 82
- WorkMarket: first choice in 4 of those 82
- Worksuite: first choice in 4 of those 82
- Papaya Global: first choice in 3 of those 82
- Remote: first choice in 3 of those 82

Published under CC BY 4.0. The output is the models' output; nothing here is a recommendation by the index.