# Behalf: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 3 judge labels across 1 category by 3 of 14 models. Page: https://www.gane.ai/index/finance/vendors/behalf

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [B2B BNPL and net terms](https://www.gane.ai/index/finance/receivables/b2b-bnpl-and-net-terms/index.md) | 0% | 73 | 100% | 3 |

## And against it

- "Effectively defunct since early 2023 after halting new credit in 2022... treat with extreme caution" (Grok 4.20, B2B BNPL and terms)
- "Behalf – ceased operations Jan 2023 ... The shutdown left former users without a migration path" (Muse Glimmer 30B, B2B BNPL and terms)
- "Valued near $1B at peak; ceased operations in early 2023 after freezing new credit in 2022." (DeepSeek V4 Flash, B2B BNPL and terms)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 1 | 1 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 1 | 1 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 1 | 1 |

## Sources returned with these answers

The sites and pages cited by the answers that named Behalf, from 12 of the 12 answers that named it (only the models that return a source list).

### Domains cited

- linkedin.com: 10
- resolvepay.com: 9
- allianz-trade.com: 7
- blackline.com: 7
- scribd.com: 7
- two.inc: 7
- adlittle.com: 5
- g2.com: 5
- ratiotech.com: 5
- finder.com: 4

### Pages cited

- https://linkedin.com/posts/daria-onufriienko-5a700656_b2b-bnpl-report-activity-7381554006415974400-xnhx: 8
- https://blackline.com/blog/the-bnpl-collapse: 7
- https://scribd.com/document/1014218280/B2B-Buy-Now-Pay-Later-A-Trillion-Dollar-Opportunity-1761713880: 7
- https://allianz-trade.com/en_global/news-insights/business-tips-and-trade-advice/what-is-b2b-bnpl.html: 6
- https://finder.com/business-loans/best-b2b-bnpl-apps: 4
- https://greylock.com/blog/bnpl-for-businesses: 4
- https://mondu.ai/blog/best-b2b-bnpl-providers-europe: 4
- https://reliabills.com/blog/b2b-buy-now-pay-later: 4

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.