# Bank of America: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 46 judge labels across 6 categories by 14 of 14 models. Page: https://www.gane.ai/index/finance/vendors/bank-of-america

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Business banking](https://www.gane.ai/index/finance/treasury/business-banking/index.md) | 2% | 12 | 26% | 31 |
| [Corporate cards](https://www.gane.ai/index/finance/spend/corporate-cards/index.md) | 0% | 27 | 22% | 9 |
| [Cross-border payments and FX](https://www.gane.ai/index/finance/treasury/cross-border-payments-and-fx/index.md) | 0% | 92 | 67% | 3 |
| [B2B credit management](https://www.gane.ai/index/finance/receivables/b2b-credit-management/index.md) | 0% | 66 | 0% | 1 |
| [Business bill pay](https://www.gane.ai/index/finance/treasury/business-bill-pay/index.md) | 0% | 45 | 0% | 1 |
| [Treasury management systems](https://www.gane.ai/index/finance/treasury/treasury-management-systems/index.md) | 0% | 93 | 0% | 1 |

## What the models said for it

- "Start with Bank of America for a balanced, proven mid-market solution" (Grok 4.20, Business banking)
- "Secured business credit cards (which require a cash deposit that acts as your credit limit) from reputable issuers like Bank of America or Chase are far cheaper and safer" (Gemini 3.5 Flash, Corporate cards)
- "Traditional banks (Chase, Wells Fargo, Bank of America, regional banks) can offer more comprehensive commercial lending." (DeepSeek V4 Flash, Business banking)
- "is also a strong option, especially if you want broad treasury services and a large U.S. branch footprint" (GPT-5.4 mini, Business banking)

## And against it

- "Sending international wire transfers through major retail banks (e.g., Bank of America, Chase, HSBC, Wells Fargo) is usually the most expensive route." (Gemini 3.5 Flash, Cross-border payments)
- "Avoid cards from Chase, Amex, Capital One, BofA, and U.S. Bank if you don't want to risk personal credit." (Mistral Small, Corporate cards)
- "Receives a high volume of complaints, often regarding fees and customer service" (Claude Haiku 4.5, Business banking)
- "Bank of America: It has an enforcement order that has not been terminated." (Llama 4 Maverick, Business banking)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 1 | 1 | 2 |
| GPT-5.4 mini | 0 | 1 | 1 | 0 | 2 |
| Gemini 3.5 Flash | 0 | 2 | 3 | 4 | 9 |
| Perplexity Sonar | 0 | 2 | 0 | 0 | 2 |
| Grok 4.20 | 1 | 0 | 2 | 3 | 6 |
| Mistral Small | 0 | 0 | 2 | 1 | 3 |
| DeepSeek V4 Flash | 0 | 2 | 2 | 0 | 4 |
| Llama 4 Maverick | 0 | 0 | 1 | 1 | 2 |
| Qwen 3.7 Flash | 0 | 0 | 2 | 0 | 2 |
| Kimi K2 | 0 | 1 | 3 | 0 | 4 |
| GLM 4.7 FlashX | 0 | 0 | 2 | 1 | 3 |
| MiniMax M2.5 | 0 | 0 | 2 | 0 | 2 |
| GPT-6 Luna | 0 | 2 | 0 | 0 | 2 |
| Muse Glimmer 30B | 0 | 2 | 0 | 1 | 3 |

## Sources returned with these answers

The sites and pages cited by the answers that named Bank of America, from 107 of the 131 answers that named it (only the models that return a source list).

### Domains cited

- brex.com: 37
- forbes.com: 36
- nerdwallet.com: 34
- rho.co: 32
- airwallex.com: 22
- gane.ai/index: 16
- business.com: 14
- chase.com: 14
- fitsmallbusiness.com: 14
- business.bankofamerica.com: 13 (its own site)

### Pages cited

- https://forbes.com/advisor/banking/best-business-bank-accounts: 24
- https://nerdwallet.com/business/banking/best/banks: 16
- https://airwallex.com/en-us/blog/compare-business-bank-accounts: 15
- https://brex.com/product/business-account: 14
- https://rho.co/blog/best-business-bank-accounts: 14
- https://business.com/categories/best-business-bank-accounts: 13
- https://chase.com/business/banking/checking: 12
- https://forbes.com/advisor/banking/checking/best-business-checking-accounts: 12

## In its own words

What Bank of America's own pages state, read 2026-09-28. Stated by the vendor, not checked by the index.

- Positioning: What would you like the power to do? At Bank of America, our purpose is to help make financial lives better through the power of every connection. (https://bankofamerica.com/)

## What it publishes

Every page bankofamerica.com exposes, read 2026-09-29: 276 addresses. By kind, pages and the last 90 days:

- blog: 3 pages, 1 in the last 90 days, latest 2026-07-31
- report or ebook: 1 pages, 0 in the last 90 days, latest undated
- comparison: 1 pages, 0 in the last 90 days, latest undated
- template or tool: 1 pages, 0 in the last 90 days, latest undated
- glossary or explainer: 1 pages, 0 in the last 90 days, latest undated
- news or press: 1 pages, 0 in the last 90 days, latest undated
- Recent: 2026-07-31 blog: Regulatory & Other Filings https://investor.bankofamerica.com/regulatory-and-other-filings

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.