# Backd: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 1 judge label across 1 category by 1 of 14 models. Page: https://www.gane.ai/index/finance/vendors/backd

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [B2B BNPL and net terms](https://www.gane.ai/index/finance/receivables/b2b-bnpl-and-net-terms/index.md) | 0% | 26 | 0% | 1 |

## What the models said for it

- "Backd-style net terms and B2B BNPL, subject to fee comparison" (Perplexity Sonar, B2B BNPL and terms)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 1 | 0 | 0 | 1 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named Backd, from 1 of the 1 answers that named it (only the models that return a source list).

### Domains cited

- backd.com: 1
- blog.creditkey.com: 1
- creditkey.com: 1
- greylock.com: 1
- levr.ai: 1
- nav.com: 1
- resolvepay.com: 1

### Pages cited

- https://backd.com/backd-payments: 1
- https://blog.creditkey.com/b2b-bnpl-vs-net-terms-which-should-you-offer: 1
- https://creditkey.com/blog/should-industrial-suppliers-offer-customer-financing: 1
- https://greylock.com/blog/bnpl-for-businesses: 1
- https://levr.ai/loan-types/b2b-net-terms-vendor-financing: 1
- https://nav.com/trade-credit: 1
- https://resolvepay.com/blog/best-net-terms-management-software: 1
- https://resolvepay.com/blog/post/net-terms: 1

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.