# American Express® Business Checking: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 1 judge label across 1 category by 1 of 14 models. Page: https://www.gane.ai/index/finance/vendors/american-express-business-checking-2

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [Business banking](https://www.gane.ai/index/finance/treasury/business-banking/index.md) | 2% | 17 | 0% | 1 |

## What the models said for it

- "the best default choice is American Express® Business Checking: it has no monthly maintenance fee or minimum opening deposit" (Perplexity Sonar, Business banking)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 1 | 0 | 0 | 0 | 1 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named American Express® Business Checking, from 2 of the 2 answers that named it (only the models that return a source list).

### Domains cited

- brex.com: 2
- business.bankofamerica.com: 2
- airwallex.com: 1
- business.com: 1
- forbes.com: 1
- investopedia.com: 1
- nerdwallet.com: 1
- rates.fm: 1
- rho.co: 1
- xero.com: 1

### Pages cited

- https://business.bankofamerica.com/en/deposits/checking-accounts: 2
- https://airwallex.com/en-us/blog/best-business-bank-accounts-for-llcs: 1
- https://brex.com/product/business-account: 1
- https://brex.com/spend-trends/business-banking/best-banks-for-business-accounts: 1
- https://business.com/categories/best-business-bank-accounts: 1
- https://forbes.com/advisor/banking/best-business-bank-accounts: 1
- https://forbes.com/advisor/banking/checking/best-business-checking-accounts: 1
- https://investopedia.com/the-best-small-business-bank-accounts-8782069: 1

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.
