# Affirm Holdings: how AI models rank it, November 2026

Gane Index, November 2026 Edition. Named in 1 judge label across 1 category by 1 of 14 models. Page: https://www.gane.ai/index/finance/vendors/affirm-holdings

## Standing by category

| Category | Share | Rank | Negative rate | Labels |
|---|---|---|---|---|
| [B2B BNPL and net terms](https://www.gane.ai/index/finance/receivables/b2b-bnpl-and-net-terms/index.md) | 0% | 62 | 100% | 1 |

## And against it

- "including Klarna Group and Affirm Holdings, asking for information about their loan services" (Claude Haiku 4.5, B2B BNPL and terms)

## By model

| Model | First choice | Alternative | Mention | Warning | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 0 | 0 | 0 | 1 | 1 |
| GPT-5.4 mini | 0 | 0 | 0 | 0 | 0 |
| Gemini 3.5 Flash | 0 | 0 | 0 | 0 | 0 |
| Perplexity Sonar | 0 | 0 | 0 | 0 | 0 |
| Grok 4.20 | 0 | 0 | 0 | 0 | 0 |
| Mistral Small | 0 | 0 | 0 | 0 | 0 |
| DeepSeek V4 Flash | 0 | 0 | 0 | 0 | 0 |
| Llama 4 Maverick | 0 | 0 | 0 | 0 | 0 |
| Qwen 3.7 Flash | 0 | 0 | 0 | 0 | 0 |
| Kimi K2 | 0 | 0 | 0 | 0 | 0 |
| GLM 4.7 FlashX | 0 | 0 | 0 | 0 | 0 |
| MiniMax M2.5 | 0 | 0 | 0 | 0 | 0 |
| GPT-6 Luna | 0 | 0 | 0 | 0 | 0 |
| Muse Glimmer 30B | 0 | 0 | 0 | 0 | 0 |

## Sources returned with these answers

The sites and pages cited by the answers that named Affirm Holdings, from 1 of the 1 answers that named it (only the models that return a source list).

### Domains cited

- afm.nl: 1
- atradius.com.au: 1
- beancount.io: 1
- billed.app: 1
- cbinsights.com: 1
- citcon.com: 1
- congress.gov: 1
- consumerfinance.gov: 1
- crestmontcapital.com: 1
- embeddedfinancereview.com: 1

### Pages cited

- https://afm.nl/~/profmedia/files/rapporten/2025/rapport-marketupdate-bnpl-2025-eng.pdf: 1
- https://atradius.com.au/Knowledge-and-research/articles/payment-terms-risk: 1
- https://beancount.io/blog/2026/07/10/b2b-buy-now-pay-later-net-terms-financing-small-suppliers-guide: 1
- https://billed.app/hub/online-payments/bnpl-for-b2b: 1
- https://cbinsights.com/company/hokodo: 1
- https://citcon.com/blog-posts/b2b-bnpl-replacing-traditional-payment-terms-mrotuua4: 1
- https://congress.gov/crs-product/R48858: 1
- https://congress.gov/crs_external_products/R/PDF/R48858/R48858.2.pdf: 1

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.