# FP&A platforms for small business buyers: what AI models recommend, November 2026

Gane Index, November 2026 Edition. Asked as "FP&A software" and as "financial planning and analysis platform", six framings each, to fourteen models with search on, on behalf of a small B2B company. Page: https://www.gane.ai/index/finance/planning/fpa-platforms/2026-11/smb

**Standing:** Cube leads with 24% of first choices; verdict contested. 59 first choices across the direct, paraphrase, budget and scale prompts.

## First-choice share

| Rank | Product | Share | Negative rate | Labels |
|---|---|---|---|---|
| 1 | [Cube](https://www.gane.ai/index/finance/vendors/cube/index.md) | 24% | 11% | 62 |
| 2 | [Jirav](https://www.gane.ai/index/finance/vendors/jirav/index.md) | 19% | 13% | 38 |
| 3 | [Fathom](https://www.gane.ai/index/finance/vendors/fathom/index.md) | 17% | 8% | 38 |
| 4 | [Datarails](https://www.gane.ai/index/finance/vendors/datarails/index.md) | 8% | 7% | 60 |
| 5 | [Aleph](https://www.gane.ai/index/finance/vendors/aleph/index.md) | 5% | 0% | 23 |
| 6 | [PlanGuru](https://www.gane.ai/index/finance/vendors/planguru/index.md) | 5% | 0% | 13 |
| 7 | [Clockwork](https://www.gane.ai/index/finance/vendors/clockwork/index.md) | 3% | 8% | 13 |
| 8 | [LiveFlow](https://www.gane.ai/index/finance/vendors/liveflow/index.md) | 2% | 6% | 18 |
| 9 | [Runway](https://www.gane.ai/index/finance/vendors/runway/index.md) | 2% | 0% | 14 |
| 10 | [Mosaic](https://www.gane.ai/index/finance/vendors/mosaic/index.md) | 2% | 8% | 12 |
| 18 | [Planful](https://www.gane.ai/index/finance/vendors/planful/index.md) | 2% | 56% | 16 |
| 19 | [Centage](https://www.gane.ai/index/finance/vendors/centage/index.md) | 0% | 16% | 19 |

Rank is by share of first choices among all 75 products named; products with the same share are tied, and the order among them carries no meaning. The table lists those with at least 10 labels.

## Each model's first choice on the direct prompt

- Claude Haiku 4.5: Jirav; alternatives Clockwork, Cube, Datarails
- GPT-5.4 mini: Cube; alternatives Datarails, Fathom, Vena
- Gemini 3.5 Flash: Jirav; alternatives Causal, Cube, Datarails, LiveFlow
- Perplexity Sonar: Jirav; alternatives Connected spreadsheets or Aleph, Cube, Datarails, Mosaic
- Grok 4.20: Cube; alternatives Causal, Datarails, Fathom, Vena
- Mistral Small: Fathom; alternatives Aleph, Datarails, Fuelfinance
- DeepSeek V4 Flash: Cube; alternatives Aleph, Datarails, Fathom, Finmark
- Llama 4 Maverick: Aleph; alternatives Datarails, Pigment, Runway
- Qwen 3.7 Flash: Datarails, Float; alternatives Fathom, Xplane
- Kimi K2: Cube, Datarails; alternatives Aleph, Jirav
- GLM 4.7 FlashX: Fathom; alternatives Cube, Datarails
- MiniMax M2.5: Aleph, Datarails; alternatives Cube, Fuelfinance, Jirav
- GPT-6 Luna: Clockwork, Jirav
- Muse Glimmer 30B: Aleph; alternatives Centage, Cube, Datarails, Jirav

## Sources the answers cite

73 of 84 answers came back with a source list, from 14 of 14 models. Sites named in the most answers:

- g2.com: 45 answers, 73 citations
- getaleph.com: 37 answers, 53 citations
- golimelight.com: 36 answers, 40 citations
- corporatefinanceinstitute.com: 28 answers, 28 citations
- cfoshortlist.com: 24 answers, 36 citations
- datarails.com: 21 answers, 45 citations
- prophix.com: 21 answers, 30 citations
- centage.com: 21 answers, 21 citations

Pages named in the most answers:

- https://golimelight.com/blog/fpa-software-for-small-business (35 answers)
- https://g2.com/categories/financial-planning-and-analysis-fp-a/small-business (33 answers)
- https://corporatefinanceinstitute.com/resources/fpa/fp-a-tools (28 answers)
- https://cfoshortlist.com/reports/best-fpa-software-2026 (20 answers)
- https://getaleph.com/answers/best-fpa-software-by-company-size (20 answers)
- https://wise.com/us/blog/best-fpa-software-tools (19 answers)
- https://getaleph.com/answers/fpa-software-pricing-guide-2026 (17 answers)
- https://thefinanceweekly.com/post/best-fpa-software-for-small-businesses (15 answers)
- https://clockwork.ai/blog/best-fpa-software-small-business (13 answers)
- https://fuelfinance.me/blog/best-fpa-software (13 answers)

## Warned against

- Anaplan: 33 of 38 labels negative. "Tools to generally avoid at your current size: Anaplan, Workday Adaptive Planning, OneStream, Board (too heavy, expensive, and slow to implement)." (Gemini 3.5 Flash, scale prompt)
- Workday Adaptive Planning: 31 of 39 labels negative. "Avoid enterprise-grade FP&A platforms: Platforms like Workday Adaptive Planning, Anaplan, or Vena are designed for large, complex organizations and may be too costly and complex for small businesses." (Muse Glimmer 30B, negative prompt)
- Vena: 12 of 27 labels negative. "Avoid enterprise-grade FP&A platforms: Platforms like Workday Adaptive Planning, Anaplan, or Vena are designed for large, complex organizations" (Muse Glimmer 30B, negative prompt)
- Oracle Fusion Cloud EPM: 9 of 9 labels negative. "Why to avoid: Heavy operational overhead, rigid structures, and steep learning curves." (Gemini 3.5 Flash, negative prompt)

## Movement since October 2026

Floor: 10 points of share, measured on the calibration repeat.
New leader: Fathom (25%) to Cube (24%). Margin 7 points, within noise.

- Cube: 7% to 24%, +17. Cleared the floor by 7 points · rank 5 → 1 of 75.
- Jirav: 9% to 19%, +10. Inside the floor by 0 points · rank 4 → 2 of 75.
- Fathom: 25% to 17%, −8. Inside the floor by 2 points · rank 1 → 3 of 75.
- Clockwork: 11% to 3%, −8. Inside the floor by 2 points · rank 2 → 7 of 75.
- Aleph: 2% to 5%, +3. Inside the floor by 7 points · rank 10 → 5 of 75.
- PlanGuru: 2% to 5%, +3. Inside the floor by 7 points · rank 13 → 6 of 75.
- LiveFlow: 5% to 2%, −3. Inside the floor by 7 points · rank 6 → 8 of 75.
- Runway: 0% to 2%, +2. Inside the floor by 8 points · rank 28 → 9 of 75.
- Float: 4% to 2%, −2. Inside the floor by 8 points · rank 7 → 13 of 75.
- Abacum: 2% to 0%, −2. Inside the floor by 8 points · rank 11 → 21 of 75.
- Pigment: 2% to 0%, −2. Inside the floor by 8 points · rank 22 → 67 of 75.
- Vena: 2% to 0%, −2. Inside the floor by 8 points · rank 21 → 70 of 75.

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, November 2026 Edition, www.gane.ai/index/finance.