# Lease accounting for small business buyers: what AI models recommend, October 2026

Gane Index, October 2026 Edition. Asked as "lease accounting software" and as "ASC 842 and IFRS 16 compliance tool", six framings each, to fourteen models with search on, on behalf of a small B2B company. Page: https://www.gane.ai/index/finance/accounting/lease-accounting/2026-10/smb

This is the permanent record of the October 2026 Edition, published October 1, 2026 and superseded since. The current standing: https://www.gane.ai/index/finance/accounting/lease-accounting/smb/index.md

**Standing:** EZLease leads with 20% of first choices; verdict contested. 55 first choices across the direct, paraphrase, budget and scale prompts.

## First-choice share

| Rank | Product | Share | Negative rate | Labels |
|---|---|---|---|---|
| 1 | [EZLease](https://www.gane.ai/index/finance/vendors/ezlease/index.md) | 20% | 9% | 45 |
| 2 | [LeaseGuru](https://www.gane.ai/index/finance/vendors/leaseguru/index.md) | 16% | 0% | 26 |
| 3 | [iLeasePro](https://www.gane.ai/index/finance/vendors/ileasepro/index.md) | 15% | 0% | 22 |
| 4 | [Cradle Accounting](https://www.gane.ai/index/finance/vendors/cradle-accounting/index.md) | 11% | 0% | 12 |
| 5 | [FinQuery](https://www.gane.ai/index/finance/vendors/finquery/index.md) | 7% | 16% | 38 |
| 6 | [iLeaseXpress](https://www.gane.ai/index/finance/vendors/ileasexpress/index.md) | 4% | 0% | 12 |
| 9 | [Xero](https://www.gane.ai/index/finance/vendors/xero/index.md) | 4% | 46% | 13 |
| 10 | [Crunchafi](https://www.gane.ai/index/finance/vendors/crunchafi/index.md) | 2% | 0% | 18 |
| 19 | [NetLease](https://www.gane.ai/index/finance/vendors/netlease/index.md) | 0% | 6% | 17 |
| 63 | [Visual Lease](https://www.gane.ai/index/finance/vendors/visual-lease/index.md) | 0% | 50% | 26 |

Rank is by share of first choices among all 65 products named; products with the same share are tied, and the order among them carries no meaning. The table lists those with at least 10 labels.

## Each model's first choice on the direct prompt

- Claude Haiku 4.5: Spacebase; alternatives EZLease, FinQuery
- GPT-5.4 mini: LeaseQuery powered; alternatives Crunchafi, EZLease, UGAAP
- Gemini 3.5 Flash: Cradle Accounting; alternatives LeaseGuru, NetLease, iLeaseXpress
- Perplexity Sonar: EZLease; alternatives Sage Intacct, Xero
- Grok 4.20: iLeasePro; alternatives FinQuery, Trullion
- Mistral Small: Xero, iLeasePro; alternatives Sage Intacct, Spacebase
- DeepSeek V4 Flash: LeaseGuru; alternatives Cradle Accounting, NetLease, Occupier, iLeasePro
- Llama 4 Maverick: no first choice
- Qwen 3.7 Flash: Leasesoft; alternatives FinQuery, LeaseAccelerator, Leaseflo
- Kimi K2: EZLease; alternatives FinQuery, Occupier
- GLM 4.7 FlashX: LeaseGuru; alternatives Accruent Lucernex, FinQuery, MRI ProLease, Trullion
- MiniMax M2.5: iLeasePro; alternatives EZLease, Sage Intacct
- GPT-6 Luna: LeaseGuru; alternatives LeaseCrunch
- Muse Glimmer 30B: FinQuery, formerly LeaseQuery, Spacebase; alternatives Crunchafi Lease Accounting formerly LeaseCrunch, EZLease, now part of insightsoftware, LeaseAccounting.app

## Sources the answers cite

77 of 84 answers came back with a source list, from 14 of 14 models. Sites named in the most answers:

- softwareconnect.com: 53 answers, 93 citations
- capterra.com: 47 answers, 77 citations
- finquery.com: 46 answers, 59 citations
- g2.com: 42 answers, 73 citations
- debtbook.com: 42 answers, 45 citations
- acquisition-international.com: 29 answers, 29 citations
- netgain.tech: 28 answers, 29 citations
- prophix.com: 26 answers, 30 citations

Pages named in the most answers:

- https://softwareconnect.com/roundups/best-lease-accounting-software (43 answers)
- https://debtbook.com/blog/best-lease-accounting-software (41 answers)
- https://finquery.com/lease-accounting-software (36 answers)
- https://capterra.com/lease-accounting-software (33 answers)
- https://softwareconnect.com/roundups/best-lease-management-software (33 answers)
- https://acquisition-international.com/best-lease-accounting-software-of-2026-from-compliance-to-cashflow (29 answers)
- https://occupier.com/blog/best-lease-accounting-software (22 answers)
- https://prophix.com/blog/best-lease-accounting-software (21 answers)
- https://g2.com/categories/lease-accounting (20 answers)
- https://netgain.tech/blog/best-lease-accounting-software (19 answers)

## Warned against

- Visual Lease: 13 of 26 labels negative. "Avoid enterprise solutions - LeaseQuery, Visual Lease, and similar typically require custom quotes and start at higher price points" (Kimi K2, budget prompt)
- Microsoft Excel: 8 of 8 labels negative. "Avoid: Spreadsheet-dependent workflows for growing portfolios... "Spreadsheets are fragile, error-prone, and unfit for the demands of modern regulatory standards"" (Kimi K2, negative prompt)
- FinQuery: 6 of 38 labels negative. "Avoid enterprise solutions - LeaseQuery, Visual Lease, and similar typically require custom quotes and start at higher price points" (Kimi K2, budget prompt)
- Xero: 6 of 13 labels negative. "Tools like Xero are primarily designed for general bookkeeping and may lack the specialized features required for full compliance with lease accounting standards" (Mistral Small, negative prompt)

## Movement since September 2026

Floor: 10 points of share, measured on the calibration repeat.
Same leader: EZLease at 20%.

- Cradle Accounting: 2% to 11%, +9. Inside the floor by 1 point · rank 9 → 4 of 57.
- EZLease: 25% to 20%, −5. Inside the floor by 5 points · rank 1 of 57, unchanged.
- iLeasePro: 19% to 15%, −4. Inside the floor by 6 points · rank 2 → 3 of 57.
- Xero: 0% to 4%, +4. Inside the floor by 6 points · rank 49 → 8 of 57.
- NetLease: 4% to 0%, −4. Inside the floor by 6 points · rank 7 → 17 of 57.
- LeaseGuru: 12% to 15%, +3. Inside the floor by 7 points · rank 3 → 2 of 57.
- iLeaseXpress: 6% to 4%, −2. Inside the floor by 8 points · rank 6 of 57, unchanged.
- Trullion: 0% to 2%, +2. Inside the floor by 8 points · rank 15 → 10 of 57.
- FinQuery: 10% to 9%, −1. Inside the floor by 9 points · rank 4 → 5 of 57.
- Crunchafi: 2% to 2%, ±0. Inside the floor by 10 points · rank 8 → 9 of 57.
- Visual Lease: 0% to 0%, ±0. Inside the floor by 10 points · rank 62 → 56 of 57.

## Record

- Method: https://www.gane.ai/index/finance/methodology
- License: CC BY 4.0. Cite as Gane Index, October 2026 Edition, www.gane.ai/index/finance.
